Discovering fast-growing firms is nice however discovering ones that develop with out taking up a lot debt is even higher. These 5 mid-cap firms are doing simply that. They’re rising sturdy whereas maintaining their borrowings low, making them safer and extra steady.
Why Development + Low Debt Issues
When an organization’s income retains rising yearly, it exhibits that the enterprise is increasing and doing effectively. This regular enhance is measured utilizing one thing referred to as CAGR (Compound Annual Development Charge) . It tells us how a lot an organization’s earnings has grown annually over a time frame.
On the similar time, a low debt-to-equity ratio means the corporate hasn’t borrowed a lot cash to develop. That’s a very good signal as a result of it means the corporate isn’t below strain to repay giant loans and is utilizing its personal funds properly. Corporations with low debt are often safer throughout robust occasions and extra steady in the long term.
Should you’re searching for sensible long-term picks, these needs to be in your radar.
- 3-Yr Income CAGR: 51.73%
- Debt-to-Fairness: 0.05
PB Fintech Ltd, popularly often known as Coverage Bazar is India’s largest on-line platform for insurance coverage and lending merchandise by its flagship manufacturers Policybazaar and Paisabazaar platform by which they supply handy entry to insurance coverage, credit score and different monetary merchandise.
With a market capitalization of Rs 84,575 Crores, the corporate reported a income of Rs 4,977 crore in FY25, up by 44.76 % from its FY24 income of Rs 3,438 crore. Coming to its profitability, the corporate reported a web revenue rise of 451.5 % to Rs 353 crore in FY25 from Rs 64 crore in FY24. The inventory has delivered a 215 % return within the final 3 years.
- 3-Yr Income CAGR: 56.80%
- Debt-to-Fairness: 0.3
Kaynes Expertise is a number one electronics manufacturing firm that provides end-to-end options, together with design, course of engineering, and lifecycle assist. It serves main industries like automotive, aerospace, protection, medical, IT, and IoT. With a robust order e-book of Rs 6,597 crore.
With a market capitalization of Rs 40,928 Crores, the corporate reported a income of Rs 2,722 crores in FY25, up by 50.8 % from its FY24 income of Rs 1,805 crores. Coming to its profitability, the corporate reported a web revenue rise of 60.1 % to Rs 293 crores in FY25 from Rs 183 crore in FY24. The inventory has delivered 692 % return within the final 3 years.
- 3-Yr Income CAGR: 11.53%
- Debt-to-Fairness: 0.01
Paytm, owned by One 97 Communications Ltd, is one in every of India’s main digital fee platforms. It performed a serious position in beginning the digital fee revolution within the nation. At the moment, over 20 million retailers and companies throughout India use Paytm to simply accept funds, and greater than 300 million customers depend on the app for on a regular basis transactions.
From paying at outlets to recharge, invoice funds, sending cash, reserving tickets, and extra Paytm has turn into a go-to app for hundreds of thousands. The corporate can also be engaged on new monetary companies to assist convey 500 million underserved Indians into the formal financial system. With a robust presence throughout each client and service provider ecosystems, Paytm continues to increase its position in shaping India’s digital future.
With a market capitalization of Rs 59,446 Crores, the corporate reported a income of Rs 6,900 crores in FY25, down by 30.8 % from its FY24 income of Rs 9,978 crores. Coming to its profitability, the corporate reported a web lack of Rs 663 crores in FY25 from Rs 1422 crores in FY24. The inventory has delivered a 41.7 % return within the final 3 years.
- 3-Yr Income CAGR: 33.92%
- Debt-to-Fairness: 0.12
KPIT Applied sciences is a worldwide software program firm centered on constructing sensible, clear, and related mobility options. With over 13,000 specialists worldwide, KPIT works with main automotive manufacturers to develop next-gen applied sciences like autonomous driving, electrical autos, and related mobility.
The corporate has growth facilities in Europe, the USA, Japan, China, Thailand, and India, giving it a robust world footprint. In a current quarter, KPIT secured $280 million price of latest offers, with a stable pipeline anticipated to drive income progress within the second half of FY26 and past.
KPIT is closely investing in AI-based mobility options, cost-saving instruments, and cybersecurity. It’s additionally increasing into new markets and car applications, making it well-positioned for sustained progress within the evolving world mobility house.
With a market capitalization of Rs 34,434 Crores, it reported a income of Rs 5,842 crores in FY25, up by 20 % from its FY24 income of Rs 4,872 crores. Coming to its profitability, the corporate reported a web revenue rise of 40 % to Rs 840 crore in FY25 from Rs 599 crore in FY24. The inventory has delivered a 151 % return within the final 3 years.
- 3-Yr Income CAGR: 42.49%
- Debt-to-Fairness: 0.0
Backyard Attain Shipbuilders & Engineers Ltd (GRSE) is one in every of India’s high shipbuilding firms, working primarily with the Indian Navy and Coast Guard. It operates below the Ministry of Defence and is the primary Indian shipyard to export warships. Up to now, GRSE has delivered over 100 ships to India’s defence forces.
As of March 31, 2025, the corporate has a robust order e-book of Rs 22,680 crore, matching the orders it acquired over the previous 12 months. With an annual income of over Rs 5,000 crore and regular new orders, the corporate expects its peak progress 12 months to be FY26, with extra business and non-defence orders serving to to fill future demand gaps.
With a market capitalization of Rs 34,251 Crores, it reported a income of Rs 5,076 crores in FY25, up by 41.27 % from its FY24 income of Rs 3,593 crores. Coming to its profitability, the corporate reported a web revenue rise of 46.62 % to Rs 527 crore in FY25 from Rs 357 crore in FY24. The inventory has delivered round a 1246 % return within the final 3 years.
Written By Rohan Pandey
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