From August 1, 2025, as we speak, a number of new guidelines have come into impact that straight impression digital funds, banking advantages, gasoline prices and family budgets. These adjustments embrace new UPI restrictions, revised SBI bank card options, cheaper industrial LPG cylinders, and elevated plane gasoline costs, doubtlessly affecting airfares.
1. New guidelines for UPI customers
The Nationwide Funds Company of India (NPCI) has launched measures to make UPI funds quicker and extra dependable:
- Steadiness Examine Restrict: Now you can verify your account steadiness solely 50 occasions a day on apps like Google Pay or PhonePe.
- Auto-Pay Modifications: Computerized funds for SIPs, OTT subscriptions, and EMIs will solely course of throughout non-peak hours (earlier than 10 AM, between 1 PM to five PM, and after 9:30 PM).
- Linked Account Views: Restricted to 25 occasions a day.
- Failed Transaction Standing: Could be checked solely 3 times a day with a 90-second hole.
- Cost Reversal Requests: Restricted to 10 chargebacks a month, with a most of 5 per service provider or particular person.
2. Modifications for SBI Credit score Card holders
SBI has discontinued complimentary air accident insurance coverage on premium playing cards like ELITE and PRIME. Earlier, these supplied protection of Rs 50 lakh to Rs 1 crore. The elimination of this profit is a setback for vacationers who relied on free insurance coverage safety.
3. Business LPG cylinder worth reduce
Oil advertising and marketing corporations have decreased industrial LPG cylinder costs by Rs 33.50, providing aid to eating places, accommodations, and catering companies.
- Delhi: Rs 1,631.50
- Kolkata: Rs 1,734.50
- Mumbai: Rs 1,582.50
- Chennai: Rs 1,789.00
There’s no change in home LPG cylinder costs.
4. ATF Value Hike – Air journey to get costlier
Aviation turbine gasoline costs have elevated for the second straight month by Rs 2,677.88 per kilolitre:
- Delhi: Rs 92,021.93
- Kolkata: Rs 95,164.90
- Mumbai: Rs 86,077.14
- Chennai: Rs 95,512.26
This rise is anticipated to push up airfares within the coming weeks.
5. RBI coverage resolution this week
The Reserve Financial institution of India’s Financial Coverage Committee will meet from August 4–6, the place key selections on rates of interest shall be introduced. Any adjustments may straight impression mortgage EMIs and borrowing prices.