Synopsis- Mutual funds supply diversification, development potential, and long-term wealth creation. Discover the highest 10 mutual funds that delivered the best SIP and lump sum returns during the last 10 years.
Once you make investments by means of SIPs, you set in cash each month. Every month, the cash invested purchases funds at completely different costs. XIRR depicts the typical yearly revenue share earned on invested cash over time. Listed below are the highest performing mutual funds within the final decade:
1. Quant Small Cap Direct Development
- 10-12 months SIP XIRR: 26.80%
- AUM: ₹28,205 Crores as on 10-07-2025
- Expense Ratio : 0.65%
- NAV: ₹285.02
- Minimal Lump Sum: ₹5,000
- Minimal SIP: ₹1,000
- This small cap fund has delivered the highest SIP returns within the final 10 years. It’s best suited to aggressive buyers who search excessive returns regardless of market volatility.
2. Nippon India Small Cap Direct Development
- 10-12 months SIP XIRR: 25.07%
- AUM: ₹66,601 Crores as on 10-07-2025
- Expense Ratio : 0.64%
- NAV: ₹194.41
- Minimal Lump Sum: N/A
- Minimal SIP: ₹100
- This standard small-cap fund is good for many who goal to generate most returns on SIP with minimal funding.
3. Quant Infrastructure Direct Development
- 10-12 months SIP XIRR: 24.72%
- AUM: ₹3,370 Crores as on 10-07-2025
- Expense Ratio : 0.65%
- NAV: ₹41.89
- Minimal Lump Sum: ₹5,000
- Minimal SIP: ₹1,000
- An ideal selection amongst buyers who need thematic mutual funds on infrastructure improvement initiatives of India.
4. Motilal Oswal Midcap Fund Direct Development
- 10-12 months SIP XIRR: 23.90%
- AUM: ₹33,053 Crores as on 10-07-2025
- Expense Ratio : 0.68%
- NAV: ₹117.86
- Minimal Lump Sum: ₹500
- Minimal SIP: ₹500
- The best mid-cap mutual fund in India, ideally suited for buyers who search balanced threat and stable development.
5. Quant ELSS Tax Saver Direct Development
- 10-12 months SIP XIRR: 23.51%
- AUM: ₹11,329 Crores as on 10-07-2025
- Expense Ratio : 0.51%
- NAV: ₹414.77
- Minimal Lump Sum: ₹500
- Minimal SIP: ₹500
- Greatest Mutual Fund within the ELSS phase providing nice returns with tax deductions.
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6. ICICI Prudential Infrastructure Direct Development
- 10-12 months SIP XIRR: 23.50%
- AUM: ₹8,042 Crores as on 10-07-2025
- Expense Ratio : 1.14%
- NAV: ₹215.86
- Minimal Lump Sum: ₹5,000
- Minimal SIP: ₹100
- An awesome selection for thematic buyers centered on India’s Infrastructure.
7. Invesco India Infrastructure Direct Development
- 10-12 months SIP XIRR: 23.41%
- AUM: ₹1,605 Crores as on 10-07-2025
- Expense Ratio : 0.84%
- NAV: ₹78.58
- Minimal Lump Sum: ₹1,000
- Minimal SIP: ₹500
- One other Infra themed Mutual Fund that however with a comparative much less exit load than ICICI Prudential Infrastructure Direct Development
8. Invesco India MidCap Direct Development
- 10-12 months SIP XIRR: 23.36%
- AUM: ₹7,423 Crores as on 10-07-2025
- Expense Ratio : 0.63%
- NAV: ₹216.55
- Minimal Lump Sum: ₹1,000
- Minimal SIP: ₹500
- Top-of-the-line mid cap mutual funds in India for buyers in search of long run development.
9. Edelweiss MidCap Direct Development
- 10-12 months SIP XIRR: 23.35%
- AUM: ₹10,027 Crores as on 10-07-2025
- Expense Ratio : 0.39%
- NAV: ₹118.97
- Minimal Lump Sum: ₹100
- Minimal SIP: ₹100
- This Mid Cap mutual fund has the bottom expense ratio among the many prime 10.
10. Baroda BNP Paribas Mid Cap Direct Development
- 10-12 months SIP XIRR: 22.99%
- AUM: ₹2,136 Crores as on 10-07-2025
- Expense Ratio : 0.56%
- NAV: ₹120.25
- Minimal Lump Sum: ₹5,000
- Minimal SIP: ₹500
- A superb choice for mid-cap publicity, particularly for these in search of diversification.
Desk exhibiting High 10 Funds With Highest SIP Returns in 10 Years
Rank | Fund Identify | 10-Yr SIP XIRR (%) | Fund Dimension (₹ Cr) | ER (%) | NAV (₹) | Min. Lump Sum (₹) | Min. SIP (₹) |
1 | Quant Small Cap Direct Development | 26.80 | 28,205 | 0.65 | 285.02 | 5,000 | 1,000 |
2 | Nippon India Small Cap Direct Development | 25.07 | 66,601 | 0.64 | 194.41 | N/A | 100 |
3 | Quant Infrastructure Direct Development | 24.72 | 3,370 | 0.65 | 41.89 | 5,000 | 1,000 |
4 | Motilal Oswal Midcap Fund Direct Development | 23.90 | 33,053 | 0.68 | 117.86 | 500 | 500 |
5 | Quant ELSS Tax Saver Direct Development | 23.51 | 11,329 | 0.51 | 414.77 | 500 | 500 |
6 | ICICI Prudential Infrastructure Direct Development | 23.50 | 8,042 | 1.14 | 215.86 | 5,000 | 100 |
7 | Invesco India Infrastructure Direct Development | 23.41 | 1,605 | 0.84 | 78.58 | 1,000 | 500 |
8 | Invesco India MidCap Direct Development | 23.36 | 7,423 | 0.63 | 216.55 | 1,000 | 500 |
9 | Edelweiss MidCap Direct Development | 23.35 | 10,027 | 0.39 | 118.97 | 100 | 100 |
10 | Baroda BNP Paribas Mid Cap Direct Development | 22.99 | 2,136 | 0.56 | 120.25 | 5,000 | 500 |
Last Ideas
The article places mild on how disciplined investing can generate important wealth. Whereas previous efficiency doesn’t assure future outcomes, these funds have proven resilience and robust administration over a whole decade.

Written by Prajwal Hegde