Punjab Nationwide Financial institution (PNB) introduced its January to March quarter outcomes on Wednesday, Might 7, 2025. The State-run institutional lender recorded an almost 52 per cent rise to ₹4,567 crore in its standalone internet revenue for the fourth quarter of the monetary 12 months 2024-25, in contrast year-on-year (YoY) with ₹3,010.27 crore in the identical interval a 12 months in the past.
The PSU Financial institution’s internet curiosity earnings (NII), which is the distinction between curiosity earned and expended, witnessed a 3.8 per cent rise to ₹10,756.98 crore, in contrast year-on-year with ₹10,363.11 crore in the identical interval of the earlier fiscal.
The dangerous loans or the Gross non-performing belongings (GNPA) ratio improved 178 foundation factors to three.95 per cent as of the fourth quarter ended March 2025, in comparison with its stage of 5.73 per cent in the identical interval a 12 months in the past.
PNB Share Worth
Punjab Nationwide Financial institution or PNB shares closed 0.32 per cent decrease at ₹94.25 after Wednesday’s inventory market session, in contrast with ₹94.55 on the earlier market shut. The State-owned financial institution introduced its fourth quarter ends in the afternoon session of the Indian inventory market.
PNB shares have given inventory market buyers greater than 221 per cent returns on their funding within the final 5 years. Nonetheless, the shares have misplaced 23.14 per cent within the final one-year interval.
On a year-to-date (YTD) foundation, the shares dropped 8.44 per cent in 2025. PNB shares hit their 52-week excessive stage at ₹138.50 on June 3, 2024, whereas the 52-week low stage was at ₹85.50 on March 4, 2025, in keeping with the BSE information.
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Seema Srivastava, the Senior Analysis Analyst at SMC GlobalSecurities, mentioned that the PSU Financial institution delivered a gradual efficiency within the fourth quarter outcomes, and with the enhancing profitability and asset high quality the outlook for the inventory stays optimistic for the long run buyers.
“PNB is exhibiting significant restoration, with enhancing profitability and asset high quality. For long-term buyers, the outlook is optimistic, although sustained margin stress and price management might be key areas to look at within the upcomingquarter,” mentioned Srivastava.
Anshul Jain, the Head of Analysis at Lakshmishree Funding and Securities, mentioned that the inventory has failed to carry the breakout above the ₹100 to ₹102 zone, triggering a protracted liquidation. The inventory market skilled cautioned buyers to speculate except the inventory reclaims the ₹102 ranges.
“PNB tried a breakout within the ₹100 to ₹102 zone however failed to carry above it, triggering a protracted liquidation. Volumes through the base have been weak, and the latest rise in quantity suggests promoting stress. This failed breakout might be forming a bear lure, with draw back targets across the ₹88 to ₹90 zone. Warning is suggested—except the inventory reclaims ₹102 with energy, momentum favors sellers inthenearterm,” mentioned Jain.
(This can be a growing story. Please test again for updates.)
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