Synopsis– This text highlights finest performing large-cap mutual funds that has delivered excessive returns and stability within the final 3 years. These funds are perfect for buyers looking for long-term development with decrease danger in blue-chip firms.
Prime 10 large-cap mutual funds in 2025 giving constant efficiency in final 3 years; they’ve overwhelmed the Nifty 100 benchmark by a large margin, providing 3-year SIP XIRR of 18.9– 22.5% with wholesome AUMs, aggressive expense ratios, and constant long-term observe data.
1. Nippon India Giant Cap Fund
- 3Y SIP XIRR: 22.5% – Outperforms Nifty 100 by 4%.
- Market Value (NAV): ₹320
- 52-Week Low/Excessive: ₹250 / ₹350
- AUM: ₹45,012 Cr – Excessive liquidity for redemptions.
- Expense Ratio: 0.68% – Price-efficient for long-term holds.
- Why Make investments?: Constant alpha from diversified holdings; superb for regular development.
2. ICICI Prudential Bluechip Fund
- 3Y SIP XIRR: 21.8% – Edges benchmark by 3.3%.
- Market Value (NAV): ₹95
- 52-Week Low/Excessive: ₹75 / ₹105
- AUM: ₹71,840 Cr – Largest in class for stability.
- Expense Ratio: 0.90%
- Why Make investments?: Blue-chip focus yields resilience in downturns.
3. Mirae Asset Giant Cap Fund
- 3Y SIP XIRR: 21.2% – Surpasses index by 2.7%.
- Market Value (NAV): ₹110
- 52-Week Low/Excessive: ₹90 / ₹120
- AUM: ₹40,000 Cr
- Expense Ratio: 0.55% – Amongst lowest, boosting web returns.
- Why Make investments?: Sturdy sector allocation in financials/tech.
4. SBI Blue Chip Fund
- 3Y SIP XIRR: 20.9% – Beats Nifty by 2.4%.
- Market Value (NAV): ₹85
- 52-Week Low/Excessive: ₹70 / ₹95
- AUM: ₹50,000 Cr
- Expense Ratio: 0.80%
- Why Make investments?: PSU-heavy portfolio for dividend play.
5. HDFC Prime 100 Fund
- 3Y SIP XIRR: 20.5% – Tracks benchmark carefully with 2% alpha.
- Market Value (NAV): ₹78
- 52-Week Low/Excessive: ₹65 / ₹88
- AUM: ₹38,251 Cr
- Expense Ratio: 1.00%
- Why Make investments?: Legacy fund with confirmed observe file.
Additionally learn: Prime 5 Flexi-Cap Mutual Funds Delivering Over 25% Returns within the Final 5 Years – Are You Holding Any?
6. UTI Mastershare Unit Scheme
- 3Y SIP XIRR: 20.1% – Constant 1.6% outperformance.
- Market Value (NAV): ₹140
- 52-Week Low/Excessive: ₹115 / ₹155
- AUM: ₹6,000 Cr
- Expense Ratio: 1.10%
- Why Make investments?: India’s oldest fairness fund for conservative bets.
7. DSP Giant Cap Fund
- 3Y SIP XIRR: 19.8% – 1.3% above benchmark.
- Market Value (NAV): ₹55
- 52-Week Low/Excessive: ₹45 / ₹62
- AUM: ₹6,398 Cr
- Expense Ratio: 0.75%
- Why Make investments?: Worth-oriented for market corrections.
8. Aditya Birla Solar Life Frontline Fairness Fund
- 3Y SIP XIRR: 19.5% – Stable 1% edge.
- Market Value (NAV): ₹320
- 52-Week Low/Excessive: ₹260 / ₹360
- AUM: ₹18,000 Cr
- Expense Ratio: 0.90%
- Why Make investments?: Frontline focus for regular compounding.
9. Axis Bluechip Fund
- 3Y SIP XIRR: 19.2% – Benchmark beater by 0.7%.
- Market Value (NAV): ₹48
- 52-Week Low/Excessive: ₹38 / ₹55
- AUM: ₹30,000 Cr
- Expense Ratio: 0.65%
- Why Make investments?: High quality picks for risk-averse buyers.
10. Canara Robeco Bluechip Fairness Fund
- 3Y SIP XIRR: 18.9% – Dependable performer.
- Market Value (NAV): ₹70
- 52-Week Low/Excessive: ₹58 / ₹78
- AUM: ₹16,281 Cr
- Expense Ratio: 0.50% – Extremely-low prices.
- Why Make investments?: Low volatility for long-haul SIPs.
Efficiency Comparability: A Snapshot Desk
| Fund Title | 3Y SIP XIRR (%) | Alpha vs Nifty (%) | AUM (Cr) | Expense Ratio (%) |
| Nippon India Giant Cap | 22.5 | +4.0 | 45,012 | 0.68 |
| ICICI Prudential Bluechip | 21.8 | +3.3 | 71,840 | 0.90 |
| Mirae Asset Giant Cap | 21.2 | +2.7 | 40,000 | 0.55 |
| SBI Blue Chip | 20.9 | +2.4 | 50,000 | 0.80 |
| HDFC Prime 100 | 20.5 | +2.0 | 38,251 | 1.00 |
| UTI Mastershare | 20.1 | +1.6 | 6,000 | 1.10 |
| DSP Giant Cap | 19.8 | +1.3 | 6,398 | 0.75 |
| Aditya Birla SL Frontline | 19.5 | +1.0 | 18,000 | 0.90 |
| Axis Bluechip | 19.2 | +0.7 | 30,000 | 0.65 |
| Canara Robeco Bluechip | 18.9 | +0.4 | 16,281 | 0.50 |
| Nifty 100 Benchmark | 18.5 | – | N/A | N/A |
Who Ought to Think about Giant Cap Mutual Funds?
- Conservative to Average Buyers: If you’re an investor fascinated by producing steady returns with much less volatility than mid or small cap.
- Lengthy Time period Investor: Appropriate for somebody who’s investing for 3 to 5 plus years and earns wealth by means of compounding.
- Earnings Manufacturing Investor: If you’re an investor in search of potential insulated dividend earnings and capital appreciation.
- New and Skilled Investor: If you’re a brand new investor, massive cap investing is a comparatively “secure” type of investing in firms which can be massive capitalization blue chip shares or if you’re an skilled investor, massive cap is usually the core holding of your portfolio.
- Threat Averse Investor: When you need to have fairness publicity, you need your draw back danger managed by investing in massive cap firms which can be financially strong.
Conclusion
The yr 2025 shouldn’t be a foul yr for large-cap mutual funds when one appears on the historical past and the pattern. These funds have confirmed repeatedly that they’re able to delivering superior returns above the benchmark. Furthermore, they supply some great benefits of security, availability and, above all, the magic of compounding over the long run, which makes them a significant core portfolio participant. Their profile of medium danger and reasonable development makes them adaptable to each new and seasoned buyers. In different phrases, they’ve turned out to be a wise and secure means of build up one’s wealth in occasions of financial uncertainty.
Written By Rachna Rajput
