10 Mutual Funds That Crashed the Most Since Final Gandhi Jayanthi (-19% to -22%)

Gandhi Jayanthi typically symbolizes simplicity and long-term imaginative and prescient. For traders, it’s a good checkpoint to mirror on their investments and re-evaluate their portfolio technique. Whereas some fairness mutual funds have delivered stellar returns within the final one 12 months, a number of funds have carried out poorly and eroded investor wealth. On this article, we are going to discuss in regards to the 10 mutual funds that crashed essentially the most because the final Gandhi Jayanthi (2-Oct-2024 to 1-Oct-2025), with returns starting from -19% to -22%.

Earlier we coverted 10 Mutual Funds that Outperformed with 32% to 94% Returns Since Final Gandhi Jayanthi.

What are Fairness Mutual Funds?

Fairness mutual funds are funding schemes that primarily put money into shares of corporations throughout market capitalizations (large-cap, mid-cap, small-cap) or give attention to sectors/themes. They provide the potential for wealth creation in the long term however include excessive volatility and danger, particularly within the quick time period.

How We Recognized These Mutual Funds

• We thought-about all fairness mutual funds, together with sector funds and thematic funds.
• We centered solely on direct plans to get rid of distributor commissions.
• We analyzed 1-year efficiency from 2-Oct-2024 to 1-Oct-2025.
• Most of those funds had been launched in the previous few years, therefore long-term information is proscribed.

Prime-10 Worst Performing Mutual Funds Since Final Gandhi Jayanthi

Deep Dive into Every Mutual Fund

#1 – Tata Nifty Realty Index Fund (-22.3%)

• Fund Goal: To supply returns that intently correspond to the entire returns of the Nifty Realty Index, topic to monitoring error.
• Annualised Returns:
  • 1 12 months: -22.3%
  • 3 12 months: – Not Relevant
  • 5 12 months: – Not Relevant
  • 10 12 months: – Not Relevant
• Who Can Make investments: Buyers who wish to take publicity to the true property sector.
• Danger Elements:
  • Extremely cyclical sector.
  • Delicate to rates of interest and authorities insurance policies.

We additionally analysed this fund in our article 10 Mutual Funds That Crashed the Most within the Final 3 Months in 2025 (-7% to -15%).

#2 – HDFC NIFTY Realty Index Fund (-21.6%)

• Fund Goal: Replicate the efficiency of the Nifty Realty Index.
• Annualised Returns:
  • 1 12 months: -21.6%
  • 3 12 months: – Not Relevant
  • 5 12 months: – Not Relevant
  • 10 12 months: – Not Relevant
• Who Can Make investments: These with high-risk urge for food specializing in sector-based alternatives.
• Danger Elements:
  • Sector focus danger.
  • Excessive volatility in actual property shares.

#3 – HDFC NIFTY200 Momentum 30 Index Fund (-21.5%)

• Fund Goal: To trace Nifty200 Momentum 30 Index which focuses on momentum-based technique.
• Annualised Returns:
  • 1 12 months: -21.5%
  • 3 12 months: – Not Relevant
  • 5 12 months: – Not Relevant
  • 10 12 months: – Not Relevant
• Who Can Make investments: Buyers searching for publicity to momentum-driven shares.
• Danger Elements:
  • Over-dependence on trending shares.
  • Sharp corrections throughout unstable markets.

#4 – ICICI Prudential Nifty 200 Momentum 30 Index Fund (-21.5%)

• Fund Goal: Replicates efficiency of Nifty200 Momentum 30 Index.
• Annualised Returns:
  • 1 12 months: -21.5%
  • 3 12 months: 16.5%
  • 5 12 months: – Not Relevant
  • 10 12 months: – Not Relevant
• Who Can Make investments: Buyers with high-risk urge for food.
• Danger Elements:
  • Efficiency reversal if market momentum adjustments.

Are you aware that above fund invests in an Index which generated over 30% CAGR within the final 5 years?

#5 – Bandhan Nifty200 Momentum 30 Index Fund (-21.5%)

• Fund Goal: Supplies returns in keeping with Nifty200 Momentum 30 Index.
• Annualised Returns:
  • 1 12 months: -21.5%
  • 3 12 months: 16.3%
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Buyers searching for momentum-based investing.
• Danger Elements:
  • Excessive volatility.
  • Danger of development reversal.

#6 – Motilal Oswal Nifty 200 Momentum 30 Index Fund (-21.3%)

• Fund Goal: Observe Nifty200 Momentum 30 Index with minimal monitoring error.
• Annualised Returns:
  • 1 12 months: -21.3%
  • 3 12 months: 16.9%
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Aggressive traders with long-term view.
• Danger Elements:
  • Focus danger.
  • Increased drawdowns in bearish markets.

#7 – Kotak Nifty 200 Momentum 30 Index Fund (-21.0%)

• Fund Goal: Present returns in keeping with the Nifty200 Momentum 30 Index.
• Annualised Returns:
  • 1 12 months: -21.0%
  • 3 12 months: Not Relevant
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Buyers who wish to observe factor-based methods.
• Danger Elements:
  • Sharp draw back dangers in falling markets.

#8 – UTI Nifty200 Momentum 30 Index Fund (-21.0%)

• Fund Goal: Mirror returns of Nifty200 Momentum 30 Index.
• Annualised Returns:
  • 1 12 months: -21.0%
  • 3 12 months: 17.2%
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Excessive-risk traders centered on factor-based methods.
• Danger Elements:
  • Development reversal could cause losses.

#9 – Quant Enterprise Cycle Fund (-19.7%)

• Fund Goal: Invests throughout sectors based mostly on enterprise cycle strategy.
• Annualised Returns:
  • 1 12 months: -19.7%
  • 3 12 months: Not Relevant
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Buyers who imagine in dynamic asset allocation.
• Danger Elements:
  • Improper cycle prediction can result in poor returns.

Buyers may additionally like – 10 Largecap Mutual Funds That Did not Beat the Benchmark in Final 5 Years.

#10 – Samco Flexi Cap Fund (-19.2%)

• Fund Goal: Invests throughout giant, mid, and small-cap corporations with a versatile allocation.
• Annualised Returns:
  • 1 12 months: -19.2%
  • 3 12 months: 3.7%
  • 5 12 months: Not Relevant
  • 10 12 months: Not Relevant
• Who Can Make investments: Buyers searching for diversification throughout market caps.
• Danger Elements:
  • Publicity to excessive volatility in mid and small-cap shares.

Conclusion

Whereas fairness mutual funds provide long-term wealth creation alternatives, they will additionally bear steep corrections as a result of market volatility, sectoral downturns, or theme-specific dangers. The funds listed above present how sectoral and factor-based methods can underperform drastically inside a brief interval. Buyers ought to diversify throughout classes, keep away from over-concentration in a single sector/theme, and align investments with their danger urge for food.

Suresh KP is a seasoned monetary professional with over 23 years of expertise. He’s NISM Licensed Funding Adviser and Analysis Analyst. For extra about his experience and certifications, go to About Suresh KP

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