11 Mutual Fund Schemes Misplaced 10% to 22% Returns in 2025

Investing in mutual funds is taken into account one of the crucial environment friendly methods to construct long-term wealth. Nonetheless, not all mutual fund schemes ship optimistic returns on a regular basis. Whereas markets fluctuate, some mutual funds have taken a pointy hit in 2025. On this article, we are going to assessment 11 mutual fund schemes that misplaced between 10% to 22% in 2025 to date. This can assist buyers perceive the dangers and assess whether or not such schemes go well with their threat urge for food.

Whereas this text focuses on mutual funds that misplaced in YTD 2025, buyers can even verify about 8 Mutual Fund Schemes with 3 month returns between 20% to 54%.

What are Mutual Funds?

Mutual funds pool cash from numerous buyers and put money into shares, bonds, or different securities primarily based on their goal. Every mutual fund has an outlined technique – it could possibly be sector-specific, small cap, flexi cap, or multi cap, amongst others. Skilled fund managers deal with the funding selections, making it simpler for particular person buyers to diversify their portfolios.

How We Filtered These Mutual Fund Schemes?

For this evaluation, we thought-about all fairness mutual fund schemes throughout classes.

• We then filtered funds primarily based on their Yr-To-Date (YTD) efficiency from 1-Jan-2025 to 31-Might-2025.
• We chosen schemes that confirmed unfavorable returns.
• We might get 11 mutual funds that confirmed unfavorable returns of 10% to 22% in YTD 2025.

Record of 11 Mutual Fund Schemes that Misplaced 10% to 22% in 2025

 11 Mutual Funds Misplaced 10% to 22% Returns in 2025-Deep Dive

Let’s take a deeper have a look at every fund.

#1 – Shriram Multi Sector Rotation Fund

• Class: Sectoral/Thematic
• Goal: Invests throughout a number of sectors primarily based on cyclical alternatives.
• AUM: ₹ 195 Cr
• YTD 2025: -22%
• Returns: 3M: 5%, No long-term knowledge obtainable
• Advantages:
  • Publicity to high-growth sectors.
  • Potential to outperform throughout sectoral rallies.
• Dangers:
  • Excessive volatility as a consequence of sector rotation.
  • Lacks constant efficiency in sideways markets.

#2 – Union Energetic Momentum Fund

• Class: Sectoral/Thematic
• Goal: Focuses on momentum-based investing technique.
• AUM: ₹ 421 Cr
• YTD 2025: -15%
• Returns: 3M: 14%
• Advantages:
  • Captures short-term market traits.
  • Excessive upside potential in bullish markets.
• Dangers:
  • Poor efficiency throughout market corrections.
  • Momentum can reverse rapidly resulting in losses.

#3 – Samco Flexi Cap Fund

• Class: Flexi Cap Fund
• Goal: Invests throughout massive, mid, and small caps.
• AUM: ₹ 443 Cr
• YTD 2025: -14%
• Returns:
  • 3M: 18%
  • 6M: -12%
  • 1Y: -10%
  • 3Y CAGR: 7%
• Advantages:
  • Dynamic allocation primarily based on market alternatives.
  • Balanced publicity throughout segments.
• Dangers:
  • Greater publicity to mid and small caps will increase volatility.
  • Requires cautious monitoring.

Whereas this fund has generated unfavorable / low returns within the final 1-3 years, there are a number of High Performing Flexicap Mutual Funds the place buyers can assessment.

#4 – Tata Digital India Fund

• Class: Sectoral/Thematic (IT)
• Goal: Focuses on firms within the digital and IT area.
• AUM: ₹ 11,037 Cr
• YTD 2025: -12%
• Returns:
  • 3M: 4%
  • 6M: -11%
  • 1Y: 17%
  • 3Y CAGR: 15%
  • 5Y CAGR: 30%
• Advantages:
  • Publicity to a rising and progressive sector.
  • Lengthy-term outperformance potential.
• Dangers:
  • Excessive dependence on world tech traits.
  • Sector focus threat.

#5 – LIC MF Small Cap Fund

• Class: Small Cap Fund
• Goal: Invests in small-cap firms with development potential.
• AUM: ₹ 518 Cr
• YTD 2025: -12%
• Returns:
  • 3M: 17%
  • 6M: -11%
  • 1Y: 8%
  • 3Y: 23%
  • 5Y: 35%
• Advantages:
  • Excessive return potential over long run.
  • Alternative to put money into rising companies.
• Dangers:
  • Excessive volatility.
  • Illiquidity in small cap shares throughout downturns.

Traders can assessment among the High Smallcap Mutual Funds to put money into 2025.

#6 – Samco Particular Alternatives Fund

• Class: Sectoral/Thematic
• Goal: Invests in particular conditions and rising alternatives.
• AUM: ₹ 150 Cr
• YTD 2025: -11%
• Returns:
• Advantages:
  • Targets distinctive high-growth tales.
  • Potential to learn from turnaround themes.
• Dangers:
  • Unpredictable efficiency.
  • Restricted diversification.

#7 – Invesco India Know-how Fund

• Class: Sectoral/Thematic
• Goal: Invests in technology-driven firms.
• AUM: ₹ 307 Cr
• YTD 2025: -11%
• Returns:
• Advantages:
  • Positive factors from innovation and tech development.
  • Good for long-term development buyers.
• Dangers:
  • Sector-specific downturns have an effect on returns.
  • Extremely cyclical.

#8 – Motilal Oswal Midcap Fund

• Class: Mid Cap Fund
• Goal: Invests in mid-sized firms with robust development.
• AUM: ₹ 27,780 Cr
• YTD 2025: -11%
• Returns:
  • 3M: 13%
  • 6M: -8%
  • 1Y: 21%
  • 3Y CAGR: 33%
  • 5Y CAGR: 40%
• Advantages:
  • Sturdy long-term monitor file.
  • Balanced risk-reward in comparison with small caps.
• Dangers:
  • Greater volatility than massive caps.
  • Delicate to financial cycles.

This one of many good fund we really helpful earlier in Greatest Mutual Funds to take a position ₹ 10 Lakhs now in 2025.

#9 – Shriram Flexi Cap Fund

• Class: Flexi Cap Fund
• Goal: Invests throughout massive, mid, and small caps.
• AUM: ₹ 134 Cr
• YTD 2025: -10%
• Returns:
  • 3M: 11%
  • 6M: -9%
  • 1Y: -6%
  • 3Y CAGR: 15%
    5Y CAGR: 19%
• Advantages
  • Dynamic allocation throughout market caps primarily based on valuation and development potential.
  • Provides diversification throughout completely different sectors and firm sizes.
• Dangers:
  • Greater allocation to mid and small caps can result in short-term volatility.
  • Underperformance in unfavorable market cycles.

#10 – Edelweiss Not too long ago Listed IPO Fund

• Class: Multi Cap Fund
• Goal: Focuses on newly listed firms submit IPO.
• AUM: ₹ 843 Cr
• YTD 2025: -10%
• Returns:
  • 3M: 14%
  • 6M: -7%
  • 1Y: 11%
  • 3Y CAGR: 16%
  • 5Y CAGR: 25%
• Advantages:
  • Early publicity to high-potential firms.
  • Can profit from IPO itemizing positive factors.
• Dangers:
  • Excessive volatility and threat of poor itemizing efficiency.
  • Lack of historic efficiency knowledge.

Whereas the brief time period efficiency is low, its long run efficiency is spectacular. We reviewed this Not too long ago Listed IPO Mutual Fund earlier.

#11 – Samco Energetic Momentum Fund

• Class: Sectoral/Thematic
• Goal: Follows momentum-based funding technique.
• AUM: ₹ 860 Cr
• YTD 2025: -11%
• Returns:
• Advantages:
  • Goals to seize market rallies.
  • Systematic trend-following technique.
• Dangers:
  • Poor in range-bound or bearish markets.
  • Requires frequent portfolio rebalancing.

Traders can verify 10 Mutual Funds with 15 Yr Returns between 1247% to 1809%.

Conclusion

Whereas a few of these mutual funds have robust long-term efficiency, their poor exhibiting in 2025 reminds buyers that market phases can affect returns considerably. Sectoral and thematic funds are extra risky, whereas flexi-cap and mid-cap funds additionally carry their share of dangers. Traders ought to all the time think about threat urge for food, funding tenure, and monetary objectives earlier than investing in any mutual fund scheme. Diversifying throughout classes and sticking to long-term objectives may help experience out such momentary downturns.

Suresh KP is a seasoned monetary knowledgeable with over 20 years of expertise. He’s NISM Licensed Funding Adviser and Analysis Analyst. For extra about his experience and certifications, go to About Suresh KP

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