If you’re a mutual fund investor searching for consistency, stability, and long-term wealth creation, largecap mutual funds ought to undoubtedly be a part of your core portfolio. These funds spend money on high 100 corporations by market capitalisation, that are usually trade leaders with robust fundamentals. On this article, we’ll focus on the High-rated largecap mutual funds which have delivered over 22.9% CAGR returns within the final 5 years. We’ll additionally discover why largecap funds are essential, how mutual funds are rated, and dive deeper into the specifics of every high-performing scheme.
Earlier we reviewed about 8 Morningstar 5-Star Rated Mutual Funds to Spend money on 2025.
What Are Largecap Mutual Funds?
Largecap mutual funds are fairness funds that primarily spend money on the highest 100 corporations listed in India based mostly on market capitalisation. These corporations are identified for his or her sturdy enterprise fashions, good company governance, and constant efficiency. As a result of they’re leaders of their respective sectors, they provide relative stability and regular returns.
Why Ought to Largecap Mutual Funds Be A part of Your Core Portfolio?
- Stability in Unstable Markets: Largecap shares are typically much less risky in comparison with midcap or smallcap shares.
- Confirmed Monitor File: These corporations have survived a number of market cycles, making them dependable.
- Liquidity: Largecap shares are extremely liquid and straightforward to purchase/promote.
- Lengthy-Time period Progress: Superb for wealth creation over 5-10 years.
What’s CRISIL Mutual Fund Score?
CRISIL ranks mutual funds based mostly on elements resembling previous efficiency, risk-adjusted returns, and consistency. The best score is Rank-1, which signifies superior efficiency, and the bottom is Rank-5, indicating comparatively weak efficiency.
Whereas the official CRISIL web site presents these rankings as Rank-1 to Rank-5, the Moneycontrol web site shows them as star scores for ease of understanding — i.e., Rank-1 as 5-Star, Rank-2 as 4-Star, and so forth till Rank-5 as 1-Star.
On this article, we are going to observe the Moneycontrol-style star scores for consistency and simpler understanding for our readers.
Traders can try our earlier article on 10 CRISIL 5 Star Rated Mutual Funds with over 30% CAGR within the final 5 years to spend money on 2025.
What’s Worth Analysis On-line (VRO) Score?
Worth Analysis charges mutual funds from 1 to five stars, based mostly on risk-adjusted historic efficiency. A 5-star score signifies the highest 10% funds in a class.
How We Filtered These Mutual Funds
We have now shortlisted largecap mutual funds which have:
- Obtained 4-star or 5-star scores from each CRISIL and Worth Analysis On-line.
- Delivered 22.9% or extra CAGR over the past 5 years.
- Robust historic efficiency over a number of time horizons (1Y, 3Y, 5Y, 10Y).
Information supply is Worth Analysis and Moneycontrol as of 30-Jun-2025
Listing of High-Rated Largecap Mutual Funds with Over 22.9% CAGR in 5 Years
| Fund Title | VRO Score | CRISIL Score | 5Y CAGR |
|---|---|---|---|
| Nippon India Giant Cap Fund | 5 Star | 5 Star | 27.5% |
| ICICI Prudential Largecap Fund | 5 Star | 5 Star | 24.6% |
| Invesco India Largecap Fund | 4 Star | 4 Star | 23.4% |
| Kotak Bluechip Fund | 4 Star | 4 Star | 22.9% |
| Edelweiss Giant Cap Fund | 4 Star | 4 Star | 22.9% |
Get full Listing right here on 13 Worth Analysis 5 Star rated Mutual Funds with over 30% CAGR Returns in 5 years to spend money on 2025.
Why These 5 Funds Are Distinctive?
- Not from a single AMC: The funds are unfold throughout totally different Asset Administration Firms (AMCs), decreasing AMC-specific threat.
- Extremely Rated: Every fund is rated both 4-star or 5-star by each CRISIL and Worth Analysis, indicating top-tier efficiency.
- Constant Efficiency: All have delivered over 22.9% CAGR up to now 5 years, a powerful indicator of consistency.
- Diversified Technique: These funds have totally different stock-picking methods and sectoral exposures, which provides to portfolio steadiness.
- Appropriate for Lengthy-Time period SIPs: Their constant returns and steady efficiency make them superb for SIP-based investing.
5 High-Rated Largecap Funds with Over 22.9% CAGR in 5 Years – Deep Dive
Lets deep dive in these funds. The returns are rounded off.
#1 – Nippon India Giant Cap Fund
- Fund Goal: To speculate predominantly in largecap corporations with an purpose to generate long-term capital appreciation.
- Annualised Returns:
- 1 12 months: 7.8%
- 3 Years: 26.3%
- 5 Years: 27.5%
- 10 Years: 15.4%
- VRO Score: 5 Star
- CRISIL Score: 5
- Belongings Underneath Administration (AUM): ₹41,750 Cr
- Dangers:
- Market threat because of fairness publicity
- Focus in high 100 corporations
- Might underperform in short-term risky markets
- Who Can Make investments?
- Traders with reasonable to high-risk urge for food
- These searching for long-term capital progress via SIPs
- Superb for core portfolio allocation
- This fund is a part of 20 Fairness Funds that generated constructive returns yearly within the final 10 years.
#2 – ICICI Prudential Giant Cap Fund
- Fund Goal: Goals to offer capital appreciation by investing in giant and steady bluechip corporations.
- It was renamed from ICICI Pru Bluechip Fund to ICICI Pru Giant Cap Fund not too long ago.
- Annualised Returns:
- 1 12 months: 8.8%
- 3 Years: 23.5%
- 5 Years: 24.6%
- 10 Years: 15.2%
- VRO Score: 5 Star
- CRISIL Score: 5
- AUM: ₹69,762 Cr
- Dangers:
- Uncovered to market volatility
- Might lag in midcap or smallcap rallies
- Who Can Make investments?
- Conservative to reasonable threat traders
- These searching for constant and steady returns
- Appropriate for SIP-based long-term investing
#3 – Invesco India Giant Cap Fund
- Fund Goal: Fund invests in largecap shares.
- Annualised Returns:
- 1 12 months: 9.3%
- 3 Years: 23.7%
- 5 Years: 23.4%
- 10 Years: 14.7%
- VRO Score: 4 Star
- CRISIL Score: 4
- AUM: ₹1,488 Cr
- Dangers:
- Smaller AUM in comparison with friends might restrict fund home’s capacity to handle giant inflows or outflows effectively.
- Focus threat if few high holdings underperform.
- Market volatility can impression returns because the fund stays absolutely invested in largecap shares.
Who Can Make investments?
- Traders searching for constant publicity to blue-chip corporations.
- Those that can keep invested for five+ years to learn from compounding and market cycles.
- Superb for reasonable to high-risk traders preferring a largecap-only portfolio.
- Appropriate for SIP traders aiming to construct long-term wealth with comparatively decrease draw back threat.
#4 – Kotak Bluechip Fund
- Fund Goal: Seeks to spend money on largecap corporations with sound fundamentals and sustainable enterprise fashions.
- Annualised Returns:
- 1 12 months: 7.5%
- 3 Years: 21.2%
- 5 Years: 22.9%
- 10 Years: 14.3%
- VRO Score: 4 Star
- CRISIL Score: 4
- AUM: ₹10,138 Cr
- Dangers:
- Reasonable threat because of focus in largecap phase
- Can underperform in extremely bullish markets dominated by smaller corporations
- Who Can Make investments?
- Traders searching for balanced publicity to fairness
- Appropriate for medium to long-term monetary objectives
- Superb for conservative traders new to fairness markets
- This fund is a part of our earlier reco on 5 Finest Blue Chip Mutual Funds to spend money on 2025.
#5 – Edelweiss Giant Cap Fund
- Fund Goal: Focuses on investing in largecap shares that reveal long-term worth creation potential.
- Annualised Returns:
- 1 12 months: 6.5%
- 3 Years: 22.5%
- 5 Years: 22.9%
- 10 Years: 14.0%
- VRO Score: 4 Star
- CRISIL Score: 4
- AUM: ₹1,270 Cr
- Dangers:
- Smaller AUM might impression fund administration flexibility
- Threat of underperformance if inventory choice technique falters
- Who Can Make investments?
- Seasoned traders who monitor efficiency usually
- These searching for diversification inside largecap house
- Appropriate for long-term fairness allocation by way of SIPs
There have been 7 Mutual Funds that turned ₹ 1 Lakh to ₹ 5 Lakh in 5 years.
Ought to You Spend money on All These 5 Mutual Funds?
Whereas all these mutual funds have proven excellent historic returns and scores, it isn’t essential to spend money on all of them. As an alternative, you possibly can:
- Choose 2-3 funds based mostly in your monetary objectives and threat urge for food
- Diversify throughout fund homes and techniques
- Make investments via SIPs to learn from rupee value averaging
- Deal with medium to long-term horizons (5 to 10 years) for optimum returns
This technique means that you can steadiness threat whereas maximizing potential returns from India’s high largecap corporations.
Conclusion
Largecap mutual funds provide a balanced path to fairness investing—combining stability with long-term progress potential. The 5 funds mentioned above have delivered stellar returns over the past 5 years with a CAGR of twenty-two.9% or extra. These funds are backed by robust CRISIL and Worth Analysis scores, making them credible choices to your core portfolio. If you’re aiming for long-term wealth creation with comparatively decrease threat in comparison with mid and smallcaps, these top-rated largecap funds could possibly be glorious additions to your funding technique.
As at all times, take into account your monetary objectives and seek the advice of your monetary advisor earlier than investing.
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