Motilal Oswal Mutual Fund is a well-established entity in India’s mutual fund panorama, sponsored by Motilal Oswal Securities Restricted. The funding arm, Motilal Oswal Asset Administration Firm Restricted (MOAMC), performs a pivotal position in providing a big selection of monetary providers, together with mutual fund administration, advisory providers, and portfolio administration options to each home and worldwide shoppers.
MOAMC was integrated with the purpose of serving to buyers construct long-term wealth by way of disciplined investing and deep analysis. It’s guided by its core philosophy of “Purchase Proper, Sit Tight”, emphasizing the choice of high quality shares at affordable valuations and holding them over the long run.
Apart from managing mutual funds, MOAMC can also be engaged in:
- Providing advisory and portfolio administration providers to monetary establishments.
- Managing offshore funds to serve international buyers.
- Facilitating the trade of monetary analysis for industrial functions.
Fund Administration Strategy and Investor Assist
Motilal Oswal’s funding strategy is research-driven. It includes bottom-up inventory choosing with a long-term perspective, and the corporate is thought for its targeted portfolios and conviction-based investing. Its staff of fund managers and analysts constantly monitor sectors and firms to optimize returns whereas managing danger.
Moreover, MOAMC gives:
- Investor schooling sources, together with blogs, explainer movies, and insights on long-term wealth creation.
- Monetary instruments and calculators, similar to SIP Calculators and Compound Curiosity visualizers to assist buyers make knowledgeable selections.
Mutual Fund Schemes Supplied by MOAMC
Motilal Oswal gives a variety of schemes tailor-made to totally different funding objectives, danger appetites, and time horizons. The choices are broadly categorized into Fairness, Debt, Hybrid, and Worldwide Funds. Under is an up-to-date overview of their top-performing and broadly subscribed schemes based mostly on knowledge as of April 14, 2025 (supply: Kuvera).
Fairness Mutual Funds
Motilal Oswal is thought for its sturdy fairness fund portfolio. These funds are perfect for long-term buyers aiming for capital appreciation. The fund home at the moment gives 46 Indian Fairness Mutual Fund schemes. A few of them are:
| Fairness Schemes | 1 Yr | 3 Yr | TER | Class |
|---|---|---|---|---|
| Motilal Oswal Midcap Progress Direct Plan | 8.95% | 24.33% | 0.68% | Mid Cap Fund |
| Motilal Oswal Massive Cap Progress Direct Plan | 19.68% | NA | 0.74% | Massive Cap Fund |
| Motilal Oswal Massive & Midcap Progress Direct | 6.10% | 21.68% | 0.55% | Massive & Mid Cap Fund |
| Motilal Oswal Flexi Cap Progress Direct Plan | 9.68% | 18.63% | 0.89% | Flexi Cap Fund |
| Motilal Oswal Small Cap Progress Direct Plan | 13.05% | NA | 0.42% | Small Cap Fund |
| Motilal Oswal ELSS Tax Saver Progress Direct | 2.69% | 20.32% | 0.72% | ELSS |
Supply: Kuvera, April 14, 2025.
Insights
- Midcap and Massive & Midcap funds have proven excellent 3-year efficiency, with Midcap Progress delivering a CAGR of 24.33%.
- The Massive Cap Fund stands out for its 19.68% return within the final 12 months, pushed by a restoration in blue-chip shares.
- Small Cap Fund, with a TER of 0.42%, gives cost-effective publicity to rising corporations.
- The ELSS scheme gives tax advantages underneath Part 80C and long-term wealth creation potential.
Debt Mutual Funds
These funds are finest fitted to conservative buyers in search of steady returns with low volatility. MOAMC’s debt portfolio contains choices for short-term in addition to medium-to-long-term investments.
| Debt Schemes | 1 Yr | 3 Yr | TER | Class |
|---|---|---|---|---|
| Motilal Oswal Liquid Progress Direct Plan | 6.96% | 6.46% | 0.22% | Liquid Fund |
| Motilal Oswal Extremely Brief Time period Progress Direct | 6.59% | 6.07% | 0.52% | Extremely Brief Period Fund |
| Motilal Oswal 5 12 months G Sec FoF Progress Direct | 9.14% | 6.79% | 0.37% | Gilt Fund |
Supply: Kuvera, April 14, 2025.
Insights
- The Gilt Fund led the 1-year chart with 9.14%, making it appropriate for medium-term buyers in search of sovereign publicity.
- Liquid and Extremely Brief-Time period Funds are dependable parking choices for idle funds, each providing returns above 6% with minimal danger.
- Low TERs improve the online yield for buyers, particularly in Liquid Funds (solely 0.22%).
Hybrid Mutual Funds
Hybrid funds spend money on each equities and stuck earnings devices to steadiness danger and reward.
| Hybrid Schemes | 1 Yr | 3 Yr | TER | Class |
|---|---|---|---|---|
| Motilal Oswal Stability Benefit Progress Direct Plan | -11.65% | 5.70% | 1.03% | Dynamic Asset Allocation or Balanced Benefit |
| Motilal Oswal Multi Asset Progress Direct Plan | -10.34% | 2.67% | 0.88% | Multi Asset Allocation |
Supply: Kuvera, April 14, 2025.
Insights
- Latest underperformance within the Hybrid class suggests strain from unstable market circumstances.
- The Balanced Benefit Plan, regardless of its damaging 1-year return, managed a 3-year common of 5.70%—reflecting resilience over the medium time period.
- Traders ought to take into account these for portfolio diversification and tactical asset allocation.
Worldwide Fairness Funds
Motilal Oswal additionally gives international publicity by way of worldwide funds, significantly monitoring US indices.
Notable Scheme: Motilal Oswal NASDAQ 100 Fund of Fund Direct Progress Plan
- Benchmark: NASDAQ-100 Index
- Class: Worldwide Fund of Fund
- Kind: Open-ended scheme investing in Motilal Oswal Nasdaq 100 ETF
- Fund Supervisor: Swapnil Mayekar
- TER: 0.19%
- Exit Load: 1% if redeemed inside 15 days
- Danger Stage: Very Excessive
This fund is finest fitted to buyers in search of publicity to international tech giants like Apple, Microsoft, Amazon, and Nvidia. It’s positioned for long-term buyers snug with worldwide market volatility and forex fluctuations.
What Units Motilal Oswal Asset Administration Firm Aside?
- Centered Philosophy: “Purchase Proper, Sit Tight” promotes long-term investing with conviction.
- Analysis-Pushed Strategy: Robust emphasis on basic evaluation and bottom-up inventory choice.
- International Diversification: Via worldwide choices just like the NASDAQ 100 FoF.
- Complete Product Suite: From aggressive fairness to conservative debt, catering to all investor profiles.
- Investor Training and Instruments: Monetary calculators, blogs, and movies to empower investor selections.
Wrapping Up
Motilal Oswal AMC gives a well-rounded mutual fund product basket with aggressive TERs, sound fund administration practices, and robust long-term efficiency, particularly within the midcap and enormous & midcap fairness segments. Whereas the hybrid section has seen short-term challenges, the general providing stays sturdy for each risk-taking and conservative buyers.
For detailed fund documentation, NAVs, and funding instruments, go to the official Motilal Oswal Mutual Fund web site, or discover schemes at Kuvera.
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