Revenue was helped by an increase in each curiosity and charge earnings. Whole curiosity earnings elevated 19% to Rs 9295 crore within the yr ended March 2025 from Rs 7837 crore a yr in the past. Different earnings which consists of earnings from charges and treasury elevated extra sharply by 32% to Rs 2037 crore from Rs 1547 crore a yr in the past.
DBS is one among two overseas banks which has a neighborhood subsidiary. In 2020, it acquired the troubled Lakshmi Vilas Financial institution, giving it an enormous community of branches throughout the nation, particularly within the South.
The financial institution which has near 500 branches throughout India stated its whole property in India elevated 8% to Rs 1.40 lakh crore from Rs 1.30 lakh crore a yr in the past. Whole property included a mortgage e book of Rs 55,360 crore within the yr ended March 2025 up 3% to Rs 53,869 crore within the yr ended March 2024. Loans to business and providers are the 2 of the most important elements within the financial institution’s stability, collectively making up about 28% of the financial institution’s mortgage e book.
Asset high quality remained secure with gross NPA at 2.78% of whole loans down from 3.33% a yr in the past. The financial institution’s capital adequacy ratio was at 16.81% in March 2025 up from 15.75% a yr in the past.
A night at Lal Qila, September 27, 2025 — reserved for Instances Black ICICI Financial institution Credit score Card holders. Entry monumental experiences at timesblack.com
