With India embracing journey like by no means earlier than—whether or not it’s for enterprise, leisure, or a weekend break—journey corporations and monetary establishments are becoming a member of forces to reward each journey. One such instance of such synergy is the co-branded journey bank card, which offers the traveler with advantages similar to discounted ticket bookings, lounge visits without spending a dime, and airline miles. Let’s see a number of the greatest co-branded journey bank cards provided in India at the moment that swimsuit each kind of traveler—frequent flyers to price range vacationers.
What Are Co-Branded Journey Credit score Playing cards?
A co-branded journey bank card is an alliance between a journey company like an airline or journey portal and a financial institution. These playing cards are designed for use for journey bills and supply excessive rewards on purchases made on the accomplice model. Normal perks embrace:
- Reward factors on reserving journey
- Free or reduced-cost flights
- Entry to airport lounges
- Waiver of gasoline surcharges
- Entry into frequent flyer applications
1. ICICI Financial institution MakeMyTrip Credit score Playing cards
- Companion: MakeMyTrip
- Variants: Signature and Platinum
- Highlights:
- Welcome vouchers and MMTBLACK membership
- As much as 6x My Money on MMT bookings
- Home lounge entry (Signature solely)
- Gasoline surcharge waiver
- Annual Price: ₹500 (Platinum) / ₹2,500 (Signature)
2. Normal Chartered EaseMyTrip Credit score Card
- Companion: EaseMyTrip
- Highlights:
- 10x reward factors on EaseMyTrip spends
- Flat 10% off on flights and 20% on motels
- Complimentary lounge entry
- Journey insurance coverage advantages
- Annual Price: ₹350 (waived on ₹50,000 annual spend)
Additionally learn: Wish to Save Huge Whereas Finding out Overseas? Get One in every of These Foreign exchange Playing cards!
3. Kotak Financial institution 6E Rewards IndiGo HDFC Credit score Card
- Companion: IndiGo Airways
- Highlights:
- 6x Rewards on IndiGo bills and accomplice manufacturers
- Welcome advantages: IndiGo voucher + Quick Ahead service
- Lounge entry as soon as in each quarter
- Eating and milestone advantages
- Annual Price: ₹1,500
- Greatest for: Frequent flyers
4. HDFC Financial institution IRCTC RuPay Credit score Card
- Companion: Indian Railway Catering and Tourism Company (IRCTC)
- Highlights:
- 5% cashback on practice ticket bookings by way of IRCTC
- Railway lounge entry 4 occasions/12 months
- Gasoline surcharge waiver
- Annual railway spend rewards
- Annual Price: ₹500
- Greatest for: Frequent IRCTC bookers.
5. Axis Financial institution Vistara Credit score Card
- Companion: Vistara Airways
- Variants: Axis Vistara, Vistara Signature, and Vistara Infinite
- Highlights:
- Free Vistara base fare ticket as welcome present
- Membership Vistara Factors on all spends
- Milestone rewards characteristic free flight tickets and upgrades
- Free Membership Vistara Silver/Gold standing (increased variants)
- Annual Price: ₹1,500 – ₹10,000 (variant-based)
- Greatest for: Frequent flyers who take pleasure in premium advantages and standing privileges.
6. SBI Card Yatra
- Companion: Yatra.com
- Highlights:
- Welcome present vouchers value ₹8,250 from Yatra
- 6x reward factors on journey spends
- ₹1,000 off on home flights (minimal transaction worth relevant)
- 1% gasoline surcharge waiver
- Annual Price: ₹499
- Greatest for: Funds vacationers who make frequent bookings on Yatra.
7. IRCTC SBI Premier Card
- Companion: IRCTC
- Key Options:
- 10% worth again on IRCTC bookings
- Free lounge entry at railway stations
- Reward factors on eating and utility spends
- Add-on railway loyalty advantages
- Annual Price: ₹1,499
- Good for: Frequent practice vacationers and households preferring to journey by rail.
Fast Comparability Snapshot
| Card | Companion | Key Profit | Ultimate For |
|---|---|---|---|
| ICICI MMT Signature | MakeMyTrip | 6x My Money, lounge entry | Frequent on-line bookers |
| SCB EaseMyTrip | EaseMyTrip | Immediate flight/resort reductions | Funds-savvy vacationers |
| Kotak 6E IndiGo | IndiGo | Flight vouchers, 6E rewards | IndiGo loyalists |
| HDFC IRCTC | IRCTC | 5% cashback, lounge entry | Practice vacationers |
| Axis Vistara Infinite | Vistara | Complimentary flight tickets | Premium flyers |
| SBI Yatra | Yatra.com | Low cost vouchers | Low-cost flyers |
| IRCTC SBI Premier | IRCTC | 10% again + lounge | Rail journey fanatics |
Co-branded journey bank cards are extra than simply fee instruments—they’re companions that make each journey smoother, cheaper, and extra rewarding. Whether or not you’re taking off with IndiGo, planning holidays by way of MakeMyTrip, or driving the rails with IRCTC, there’s an ideal card ready to stage up your journey sport. Previous to choice, all the time stability the annual payment with the advantages, confirm the model partnership that the majority carefully aligns along with your vacation habits, and go for a card with reward flexibility. With the proper co-branded journey bank card in your pocket, your subsequent trip could start with a swipe.
Written by Pydimarri Hema Harshini
