Flipkart Axis vs. Kotak Myntra Credit score Card – Which Buying Card Provides a Higher Deal?

As on-line buying continues to develop into our hottest strategy to store, it’s by no means been simpler or extra rewarding primarily based on the combos of e-commerce giants and main banking gamers, co-branded or co-branded bank cards have much more versatile advantages lately. The Flipkart Axis Financial institution Credit score Card and the Kotak Myntra Credit score Card are two of the most well-liked co-branded bank cards obtainable and the advantages for buyers are thrilling. However which one is extra rewarding or gives higher worth on your cash? On this article, we examine the options, rewards and advantages of each playing cards that can assist you choose your splendid on-line buying associate. 

1. Welcome Advantages

• Flipkart Axis Financial institution Credit score Card: Often, welcome advantages price ₹500 in both the type of Flipkart vouchers or low cost codes.
• Kotak Myntra Credit score Card: Welcome present card price ₹500 for Myntra on-line buying.
• Verdict: Each provide welcome advantages which are comparable from a price perspective. Selecting which card is healthier is determined by whether or not you select Myntra or Flipkart. 

2. Annual Charges & Annual Waiver

• Flipkart Axis: ₹500 annual charges (will be waived if annual spends = Rs. 2 lakh).
• Kotak Myntra: ₹500 annual charges (will be waived if spends = Rs. 2 lakhs in a yr).
• Verdict: Each playing cards have the identical annual charges and annual waiver.

3. Reward Factors & Cashback

• Flipkart Axis Financial institution Credit score Card: 
  • 5% cashback on Flipkart, Myntra and 2GUD.
  • 4% cashback on chosen most well-liked companions like Swiggy, PVR, Uber and so on.
  • 1.25% cashback on all different spends (apart from gasoline and EMI). 
  • Cashback is auto- credited on a month-to-month foundation. 
• Kotak Myntra Credit score Card: 
  • 7.5% cashback on Myntra (relevant as much as ₹750/month).
  • 1.25% cashback on some other on-line spends (relevant as much as ₹1,000/month).  
  • Larger seasonal gives and financial savings on vogue and life-style sectors. 
• Verdict:  
  • Go together with Flipkart Axis for the flexibility of all buying, with larger potential for cashback. 
  • Go together with Kotak Myntra for larger what the cashback at Myntra as you store ceaselessly on the location. 

Additionally learn: Most Widespread HDFC Credit score Playing cards — Why These Playing cards Are a Should Have in 2025

4. Platform Particular Perks

• Flipkart Axis: 
  • Works immediately with Flipkart and affiliate associate websites (Myntra and 2GUD). 
  • In addition to getting you reductions throughout Flipkart gross sales (Huge Billion Days and extra). 
• Kotak Myntra: 
  • Get unique early entry to Myntra vogue gross sales and Insider model occasions. 
  • Get 6-month free Myntra Insider membership. 
• Verdict: Flipkart Axis is extra versatile whereas Kotak Myntra is fashion-forward.

5. Different Advantages

• Flipkart Axis:
  • Gasoline surcharge waiver.
  • Airport lounge entry (4 visits/yr to home lounges)
• Kotak Myntra:
  • Gasoline surcharge waiver.
  • No lounge entry presently marketed
• Verdict: In case you want journey and life-style advantages as properly, Flipkart Axis is most well-liked.
  • Closing Verdict: Which One Ought to You Select?

Select the Flipkart Axis Credit score Card if: 

• You store throughout a number of channels. 
• You need journey advantages and greater cashback.

Select the Kotak Myntra Credit score Card if: 

• You predominantly store on Myntra and want to take pleasure in saving on vogue. 
• You take pleasure in early entry to gross sales and unique model offers.

Written by Pranjal Knowledge