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Reading: ICICI Financial institution Q2 outcomes: PAT rises 5% YoY to Rs 12,359 cr, NII grows 7%
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StockWaves > Financial News > ICICI Financial institution Q2 outcomes: PAT rises 5% YoY to Rs 12,359 cr, NII grows 7%
Financial News

ICICI Financial institution Q2 outcomes: PAT rises 5% YoY to Rs 12,359 cr, NII grows 7%

StockWaves By StockWaves Last updated: October 18, 2025 2 Min Read
ICICI Financial institution Q2 outcomes: PAT rises 5% YoY to Rs 12,359 cr, NII grows 7%
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The nation’s second-largest non-public lender ICICI Financial institution reported a 5.2% year-on-year development in revenue after tax to Rs 12,359 crore for the quarter ended Q2FY26, whereas additionally posting a wholesome 7.4% development in its web curiosity earnings (NII) to Rs 21,529 crore from Rs 20,048 crore in the identical quarter final 12 months.

The web curiosity margin (NIM) stood at 4.30%. ICICI Financial institution reported a 6.5% year-on-year development in core working revenue to Rs 17,078 crore in Q2FY26, in comparison with Rs 16,043 crore within the year-ago interval.

The financial institution’s provisions (excluding tax) declined to Rs 914 crore in Q2FY26 from Rs 1,233 crore in Q2FY25 and Rs 1,815 crore in Q1FY26.

In the meantime, the typical deposits rose by 9.1% year-on-year and 1.6% sequentially to Rs 15,57,449 crore throughout the quarter, with the typical present account deposits growing 12.6% and financial savings account deposits rising 8.5% year-on-year.

The CASA ratio stood at 39.2% in Q2FY26.

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Whole period-end deposits rose by 7.7% year-on-year to Rs 16,12,825 crore as of September 30, 2025. The home mortgage portfolio expanded 10.6% year-on-year to Rs 13,75,260 crore.ICICI Financial institution’s department community reached 7,246 branches and 10,610 ATMs and money recycling machines on the finish of the reporting interval.The financial institution famous that its capital adequacy ratio stood at 17.00%, and the CET-1 ratio was 16.35% on a standalone foundation as of September 30, 2025, each properly above the regulatory necessities of 11.70% and eight.20%, respectively.

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Previous Article DBRS boosts Italy’s scores on resilient financial system, expectations of stability in debt ratio DBRS boosts Italy’s scores on resilient financial system, expectations of stability in debt ratio
Next Article Federal Financial institution Q2 revenue falls 9.5% to Rs 955 crore regardless of progress in revenue and deposits Federal Financial institution Q2 revenue falls 9.5% to Rs 955 crore regardless of progress in revenue and deposits
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