Synopsis– Amazon Pay and ICICI financial institution have introduced the extension of their long-term collaboration on the Amazon Pay ICICI Financial institution Credit score Card, which has been a significant milestone within the co-branded bank card trade of India. The extension of the partnership, efficient from October 11,2025, presents higher journey advantages and decrease overseas alternate prices to probably the most used co-branded bank card in India with greater than 5 million customers.
Strengthening a Trusted Partnership
On September 11, 2025, Amazon Pay and ICICI Financial institution introduced the continuation and growth of their collaboration. The bank card that has emerged as one of many quickest increasing co-branded playing cards within the nation signifies the growing demand of Indian shoppers for worth pushed monetary merchandise. The renewal emphasizes on journey and worldwide utilization. The cardboard focuses to cater the approach to life of digitally savvy Indian shoppers who journey often and are searching for smarter methods to pay globally.
What’s New
From October 11, 2025, new options might be added for customers-
- Decrease Foreign exchange Markup: The foreign exchange markup for worldwide transactions has dropped from 3.5% to 1.99%, making the cardboard very aggressive with conventional bank cards.
- Journey Advantages:
- Prime Members: 5% limitless cashback on flight and lodge bookings made via Amazon Pay.
- Non-Prime Members: 3% limitless cashback on flight and lodge bookings made via Amazon Pay.
- With these modifications, the cardboard goes from being purely a buying card to a extra strong card for journey and on a regular basis spending.
Additionally learn: Is HDFC Regalia Gold the Greatest? Right here Are India’s High Rival Credit score Playing cards You Have to Know
Options and Advantages
- No Becoming a member of and Annual Charges: A perpetually free card; no hidden prices.
- Purchasing Rewards:
- 5% limitless cashback on purchases from Amazon (excluding gold cash) for Prime members.
- 3% limitless cashback for non-Prime members.
- Amazon Pay Classes: 2% limitless cashback on funds made on Amazon Pay classes like digital providers and present playing cards (not lease, taxes, and schooling).
- Different Spends: 1% limitless cashback on spend outdoors of Amazon (excluding utilities, gasoline, lease, taxes, schooling, and worldwide transactions).
- Gas Surcharge Waiver: 1% waiver on gasoline transactions.
- No-cost EMI: 3-month no-cost EMI on eligible Amazon.in purchases accessible on an ongoing foundation.
- Welcome Rewards: The Card additionally present welcome rewards value up ₹2,200* with an extra provide of ₹500 on prime membership
Digital First Strategy and Buyer Expertise
- Prompt issuance in half-hour with video KYC for present ICICI Financial institution prospects
- The appliance course of is totally paperless and contactless, on-line by way of Amazon.in web site or app.
- Large acceptance for faucet and pay transactions, making it one of the vital used playing cards for contactless fee.
Closing Ideas
The renewal of the Amazon Pay ICICI Financial institution Credit score Card marks a landmark in co-branded monetary merchandise in India. With limitless cashback, no charges, low foreign exchange prices, and journey rewards, the cardboard is marketed as an on a regular basis important and a world journey accomplice. For shoppers, this can be a comparatively distinctive proposition, a lifetime free bank card that gives worth in buying, journey and worldwide utilization with full transparency.
Written by Prajwal Hegde
