The RBI on Friday determined to pay a report dividend of Rs 2,68,590.1 crore to the central authorities. The announcement was made after the RBI board cleared the payout at its 616th assembly held beneath the chairmanship of Governor Sanjay Malhotra on the identical day in Mumbai. This dividend might be for the monetary yr ended March 31. The annual dividend marks a greater than 5.0 per cent enhance over the quantity earmarked within the Union Finances 2025-26.
Listed here are 10 issues to find out about this huge growth:
- The RBI’s FY25 surplus payout marks a year-on-year enhance of 27.5 per cent.
- The RBI board reviewed the worldwide and home financial situation, together with dangers to its outlook, earlier than clearing the payout for FY25.
- The payout was cleared at a key assembly of the RBI’s Central Board of Administrators on the identical day, after it cleared the Financial Capital Framework (ECF) on Might 15.
- The ECF lays the premise for deciding the excess payout to the central authorities.
RBI invitations public feedback on the draft round on ‘Inoperative Accounts/ Unclaimed Deposits in Banks – Revised Directions (Modification) 2025https://t.co/fdCo2Wy4Yc
— ReserveBankOfIndia (@RBI) Might 23, 2025
- The revised framework stipulates that the chance provisioning beneath the Contingent Threat Buffer (CRB) be maintained inside a spread of seven.50 to 4.50 per cent of the central financial institution’s steadiness sheet.
- For the interval from FY19 to FY22, the RBI board had determined to take care of the CRB at 5.50 per cent of the steadiness sheet owing to the prevailing macroeconomic situations emanating from the eruption of the pandemic.
- That call was geared toward help progress and general financial exercise throughout the impacted years
- The CRB was then elevated to six.00 per cent for FY23 and to six.50 per cent for FY24, and later to 7.50 per cent.
- For the monetary yr ended March 31, 2024, the central financial institution had transferred a report surplus of Rs 2.1 lakh crore to the federal government, which was greater than double the sum paid for the earlier yr.
- Within the Union Finances 2025, the Narendra Modi 3.0 authorities projected an annual dividend revenue of Rs 2.56 lakh crore from the RBI and public sector undertakings (PSUs).
