The Mumbai-based lender had earned a internet revenue of Rs 3,679 crore in the identical quarter of the earlier fiscal 12 months.
The overall earnings rose to Rs 31,791 crore throughout the June 2025 quarter from Rs 30,874 crore within the year-ago interval, Union Financial institution of India stated in a regulatory submitting.
Curiosity earned by the financial institution improved to Rs 27,296 crore in comparison with Rs 26,364 crore within the June quarter of FY25.
Nonetheless, internet curiosity earnings declined to Rs 9,113 crore throughout the quarter towards Rs 9,412 crore a 12 months in the past.
The financial institution’s working revenue additionally dropped 11 per cent to Rs 6,909 crore from Rs 7,785 crore in the identical quarter of the previous fiscal.The financial institution’s asset high quality confirmed enchancment as gross non-performing property (NPAs) declined to three.52 per cent of gross advances on the finish of the June quarter from 4.54 per cent a 12 months in the past.Its gross advance elevated by 6.83 per cent to Rs 9,74,489 crore from Rs 9,12,214 crore on the finish of June 2024.
Equally, its internet NPAs, or dangerous loans, declined to 0.62 per cent towards 0.90 per cent within the year-ago interval.
In consequence, provisions for dangerous loans declined to Rs 1,153 crore throughout the first quarter in comparison with Rs 1,651 crore a 12 months in the past.
Provision Protection Ratio (PCR) improved to 94.65 per cent from 93.49 per cent, an enchancment of 116 bps.
On the similar time, Return on Property (ROA) rose to 1.11 per cent for June 2025, from 1.06 per cent in June 2024, registering an enchancment of 5 bps, the lender stated.
Capital adequacy ratio of the financial institution rose to 18.3 per cent from 17.02 per cent in the identical quarter of FY25.
The overall enterprise grew by 5 per cent to Rs 22,14,422 crore from Rs 21,08,762 crore on the finish of June 2024. PTI
