A number of customers throughout India continued to face points with Unified Funds Interface (UPI) transactions on Thursday morning, with Downdetector exhibiting greater than 200 complaints being reported between 7 am and 9:30 am, even after the Nationwide Funds Company of India (NPCI) assured that the issue had been resolved. UPI skilled a significant technical glitch on Wednesday night, disrupting digital transactions for hours.
Based on Downdetector, greater than 3,000 customers reported cost failures between 7:50-8:00 pm on Wednesday, with complaints rising sharply round 7:00 pm. Standard UPI apps akin to Google Pay, PhonePe, and Paytm had been affected. Whereas some banks, together with ICICI Financial institution, remained operational, others like HDFC Financial institution skilled disruptions.
At round 8:40 pm on Wednesday, NPCI acknowledged the problem on social media platform X, stating, “The identical has been addressed now and the system has stabilised. Remorse the inconvenience.” Nevertheless, regardless of the peace of mind, many customers reported continued difficulties in processing transactions the subsequent morning.
UPI Down: Netizens react
Social media was flooded with reactions, memes, and jokes in regards to the UPI outage.
One person wrote, “Looks as if the mighty UPI has determined to play disguise and search with our transactions.” One other, pissed off by the timing, posted, “Why is UPI down? I already ate my ice cream, now I can’t pay. What do I do?”
A preferred meme from *Phir Hera Pheri* was additionally shared, the place Johnny Lever calls for, “Maal kaha hai?” (The place’s the cash?), captioned: “UPI not working. Receiver—”
One of many funniest takes got here from a person who identified the irony of individuals panicking over UPI downtime regardless of having little cash of their accounts. “Folks worrying about UPI being down with simply Rs. 2 of their checking account.”
One other person highlighted the necessity for backup money, saying, “By no means thought UPI’s server could be down. Everybody ought to carry some money. I don’t belief anybody.”
One other person, pissed off with the downtime, quipped, “UPI has been failing for the final hour. The servers are down. Aaj bartan dhulwa ke hello manega (At the moment, it received’t allow us to go with out making us wash dishes).”
Quoting a well-known line from the Bollywood film Welcome, one other person wrote, “UPI companies are down for a number of customers in India… Money be like, Abhi Hum Zinda Hai” (We’re nonetheless alive).
What’s UPI all about?
The Unified Fee Interface is a manner by which individuals can switch cash immediately by distinctive UPI IDs and even simply cell phone numbers. It has been developed by an umbrella organisation referred to as NPCI and controlled below the Reserve Financial institution of India (RBI). Apart from widespread strategies like NEFT or IMPS, it facilitates customers to request an quantity from anyone- retailers or people with out breaking a sweat.
Probably the most appreciable issue making UPI so profitable is that it does permit customers to switch cash with out paying any charges. Virtually each UPI app generates distinctive UPI IDs primarily based on the respective banking associate integrated with the person’s account. For instance, Google Pay customers could have UPI IDs with the suffixes “@oksbi”, “@okhdfcbank”, “@okaxis”, or “@okicici.”
