10 Hybrid Mutual Funds That Turned Rs 1 Lakh Into Rs 13–21 Lakhs in 20 Years

Hybrid Mutual Funds have persistently confirmed that combining fairness, debt, and typically commodities can generate spectacular long-term wealth. Whereas they might not at all times appeal to the identical consideration as pure fairness funds, their stability and constant progress make them a superb selection for long-term traders. During the last 20 years, sure hybrid mutual funds have delivered outstanding absolute returns starting from 1,200% to 2,020%, turning a small funding of ₹1 lakh into ₹13 lakhs to ₹21 lakhs. On this article, we dive into the most effective long-term performers, their CAGR, absolute returns, and wealth creation potential.

Earlier we analysed on 10 Hybrid Mutual Funds That Outperformed with 290% to 420% Absolute Returns in 10 Years.

How We Shortlisted These Funds?

• Thought-about all hybrid fund classes:
  • Aggressive Hybrid Funds
  • Balanced Benefit Funds
  • Multi Asset Funds
  • Fairness & Debt Funds
  • Youngsters’s Funds
• Evaluated 20-year CAGR, absolute returns, and long-term efficiency consistency throughout 3, 5, 10, 15, and 20 years.
• Since there have been no direct plans 20 years again, we’ve thought-about solely common plans in mutual fnds. Common plans would have greater expense ratio in comparison with direct plans.
• Information sourced from ValueResearch/Moneycontrol as on 19-Nov-2025.

20-12 months Efficiency of Prime 10 Hybrid Mutual Funds

Beneath is the long-term efficiency abstract together with 20-year CAGR, absolute returns, and wealth creation from a ₹1 lakh funding.

(Values auto-calculated primarily based on CAGR)

Deep Dive into Every Hybrid Mutual Fund

(Word: We thought-about solely common plans, as direct plans didn’t exist 20 years in the past.)

#1 – ICICI Prudential Multi Asset Fund

• Fund Goal:
  • Invests throughout fairness, debt, and gold for broad diversification.
  • Goals for long-term capital appreciation with threat balancing.
• Efficiency Highlights:
  • 3-12 months Returns: 19.4%
  • 5-12 months Returns: 23.7%
  • 10-12 months Returns: 16.2%
  • 15-12 months Returns: 14.2%
  • 20-12 months Returns: 16.5%
• Who Ought to Make investments:
  • Traders on the lookout for multi-asset stability with robust long-term progress.
• Threat Components:
  • Publicity to gold and commodities can add short-term volatility.

#2 – HDFC Balanced Benefit Fund

• Fund Goal:
  • Dynamically adjusts between fairness and debt to scale back market volatility.
• Efficiency Highlights:
  • 3-12 months Returns: 18.4%
  • 5-12 months Returns: 21.8%
  • 10-12 months Returns: 14.6%
  • 15-12 months Returns: 13.3%
  • 20-12 months Returns: 15.5%
• Who Ought to Make investments:
  • Traders looking for dynamic asset allocation with decrease drawdowns.
• Threat Components:
  • Market timing threat resulting from dynamic mannequin.

We analysed this fund among the many 5 Finest Balanced Mutual Funds to Put money into 2025 Based mostly on Rolling Returns.

#3 – ICICI Prudential Fairness & Debt Fund

• Fund Goal:
  • Balanced allocation with 65–80% in equities and remaining in high-quality debt.
• Efficiency Highlights:
  • 3-12 months Returns: 19.2%
  • 5-12 months Returns: 24.4%
  • 10-12 months Returns: 16.3%
  • 15-12 months Returns: 15.5%
  • 20-12 months Returns: 15.0%
• Who Ought to Make investments:
  • Traders wanting secure long-term efficiency with average threat.
• Threat Components:
  • Debt portion could also be impacted by rate of interest modifications.

#4 – Canara Robeco Fairness Hybrid Fund

• Fund Goal:
  • Invests predominantly in fairness with a supporting debt part.
• Efficiency Highlights:
  • 3-12 months Returns: 13.6%
  • 5-12 months Returns: 14.2%
  • 10-12 months Returns: 12.7%
  • 15-12 months Returns: 12.6%
  • 20-12 months Returns: 14.3%
• Who Ought to Make investments:
  • Reasonable traders wanting stability + fairness upside.
• Threat Components:
  • Decrease fairness allocation might underperform in sharp bull markets.

This fund additionally featured in our earlier article at 10 Hybrid Mutual Funds That Outperformed with 428% to 754% Absolute Returns in 15 Years.

#5 – Kotak Multi Asset Omni FoF

• Fund Goal:
  • Fund-of-funds construction investing in fairness, debt, and gold.
• Efficiency Highlights:
  • 3-12 months Returns: 19.2%
  • 5-12 months Returns: 19.4%
  • 10-12 months Returns: 15.3%
  • 15-12 months Returns: 12.9%
  • 20-12 months Returns: 14.3%
• Who Ought to Make investments:
  • Traders wanting diversification by way of FoF construction.
• Threat Components:
  • Barely greater expense ratio resulting from FoF nature.

#6 – HDFC Hybrid Fairness Fund

• Fund Goal:
  • Balanced fairness–debt hybrid with concentrate on long-term capital appreciation.
• Efficiency Highlights:
  • 3-12 months Returns: 12.1%
  • 5-12 months Returns: 15.4%
  • 10-12 months Returns: 12.5%
  • 15-12 months Returns: 12.8%
  • 20-12 months Returns: 14.2%
• Who Ought to Make investments:
  • Appropriate for conservative to average traders.
• Threat Components:
  • Fairness volatility can have an effect on short-term efficiency.

#7 – HDFC Youngsters’s Fund

• Fund Goal:
  • Lengthy-term investing geared toward funding youngsters’s monetary objectives.
• Efficiency Highlights:
  • 3-12 months Returns: 14.5%
  • 5-12 months Returns: 16.6%
  • 10-12 months Returns: 13.8%
  • 15-12 months Returns: 13.8%
  • 20-12 months Returns: 14.1%
• Who Ought to Make investments:
  • Mother and father planning for training/marriage objectives.
• Threat Components:
  • Lengthy horizon advisable; could also be unstable in brief time period.

#8 – DSP Aggressive Hybrid Fund

• Fund Goal:
  • Aggressive equity-focused hybrid fund.
• Efficiency Highlights:
  • 3-12 months Returns: 16.0%
  • 5-12 months Returns: 15.1%
  • 10-12 months Returns: 13.0%
  • 15-12 months Returns: 11.6%
  • 20-12 months Returns: 13.9%
• Who Ought to Make investments:
  • Aggressive traders comfy with volatility.
• Threat Components:
  • Heavy fairness allocation will increase short-term threat.

Meta AI additionally recommends this fund which we mentioned at Finest Mutual Funds to Put money into 2025 as per Meta AI.

#9 – Tata Aggressive Hybrid Fund

• Fund Goal:
  • Invests in fairness and debt with aggressive tilt.
• Efficiency Highlights:
  • 3-12 months Returns: 11.4%
  • 5-12 months Returns: 14.3%
  • 10-12 months Returns: 10.5%
  • 15-12 months Returns: 11.6%
  • 20-12 months Returns: 13.7%
• Who Ought to Make investments:
  • Lengthy-term traders with average to excessive threat urge for food.
• Threat Components:
  • Excessive volatility resulting from fairness allocation.

#10 – Quant Aggressive Hybrid Fund

That is among the many high performing hybrid funds in final 5 years which we mentioned earlier at 10 Hybrid Mutual Funds That Outperformed with 172% to 250% Absolute Returns in 5 Years.

• Fund Goal:
  • Tactical, high-conviction aggressive hybrid technique.
• Efficiency Highlights:
  • 3-12 months Returns: 11.7%
  • 5-12 months Returns: 20.8%
  • 10-12 months Returns: 16.0%
  • 15-12 months Returns: 13.4%
  • 20-12 months Returns: 13.7%
• Who Ought to Make investments:
  • Appropriate for aggressive traders on the lookout for tactical alternatives.
• Threat Components:
  • Excessive volatility resulting from dynamic allocation and concentrated calls.

Conclusion

Hybrid Mutual Funds have confirmed to be highly effective long-term wealth creators. During the last 20 years, these top-performing schemes remodeled a ₹1 lakh funding into ₹13 lakhs to over ₹21 lakhs. Their diversified allocation throughout fairness, debt, and commodities helps cut back threat whereas delivering constant returns.

These funds are perfect for long-term traders looking for stability, progress, and smoother market expertise in comparison with pure fairness schemes.

Suresh KP is a seasoned monetary professional with over 23 years of expertise. He’s NISM Licensed Funding Adviser and Analysis Analyst. For extra about his experience and certifications, go to About Suresh KP

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