10 Mutual Funds That Crashed the Most within the Final 1 12 months (-14% to -16%)

Mutual funds permit buyers to take part in fairness and debt markets via skilled administration, however they aren’t proof against downturns. Whereas the final one 12 months has seen sturdy efficiency in some classes, a number of thematic and index funds witnessed steep declines, particularly in momentum, consumption, manufacturing, and PSU-focused themes. This text highlights the 10 Mutual Funds That Crashed the Most within the Final 1 12 months in 2025, explains why they fell, and supplies a scheme-wise deep dive.

Earlier we analysed 10 Mutual Funds that Crashed the Most within the final 6 months in 2025.

What are Mutual Funds?

A mutual fund swimming pools cash from many buyers and invests throughout shares, bonds, or different securities according to a said funding goal. Whereas diversified funds scale back danger, thematic and sectoral funds focus publicity and might subsequently expertise increased volatility.

Prime 10 Mutual Funds That Fell Between 14% to 16% within the Final 1 12 months

Be aware: The above checklist is predicated on official disclosures for the final 1 12 months. Many funds are comparatively new and lack longer efficiency historical past.

Deep Dive: Fund-wise Evaluation

Under is a abstract of every fund’s goal, efficiency, who can make investments, and key dangers.

#1 – Quant PSU Fund

• Fund Goal: Focuses on corporations from the Public Sector Enterprise (PSU) section.
• Returns: 1 12 months: -16.05%
• Who Can Make investments:
  • Traders betting on PSU revival and authorities reforms.
  • These with increased danger tolerance for sector-focused themes.
• Threat Elements:
  • Regulatory and coverage dependence.
  • Cyclical nature of PSUs.
  • Political dangers and governance issues.

#2 – Quant Manufacturing Fund

• Fund Goal: Invests in corporations benefiting from India’s manufacturing and industrial progress.
• Returns: 1 12 months: -15.65%
• Who Can Make investments:
  • Lengthy-term buyers bullish on India’s Make-in-India and industrial progress.
  • Aggressive buyers prepared to deal with cyclical downturns.
• Threat Elements:
  • Financial slowdown.
  • Commodity value fluctuations.
  • Execution danger in manufacturing reforms.

Additionally Learn: 10 Worst Performing Mutual Funds in final 20 years

#3 – Tata Nifty Realty Index Fund

• Fund Goal: Tracks the Nifty Realty Index.
• Returns: 1 12 months: -14.72%
• Who Can Make investments:
  • Traders constructive on India’s housing demand and urbanization story.
  • Passive buyers searching for publicity to the true property sector.
• Threat Elements:
  • Sector volatility and regulatory modifications.
  • Excessive debt ranges in actual property companies.
  • Rate of interest sensitivity.

#4 – HDFC NIFTY Realty Index Fund

• Fund Goal: Present returns according to the Nifty Realty Index.
• Returns: 1 12 months: -14.10%
• Who Can Make investments:
  • Lengthy-term buyers bullish on actual property.
  • These searching for low-cost, passive publicity.
• Threat Elements:
  • Sector downturns and liquidity crunches.
  • Mission delays and regulatory dangers.

#5 – ICICI Prudential Nifty 200 Momentum 30 Index Fund

• Fund Goal: Tracks the Nifty200 Momentum 30 Index, specializing in high-momentum shares.
• Returns: 1 12 months: -14.10% | 3 12 months: 16.97%
• Who Can Make investments:
  • Traders searching for smart-beta publicity.
  • These with a long-term horizon prepared to trip volatility.
• Threat Elements:
  • Momentum reversals.
  • Excessive volatility in fast-rising shares.
  • Brief-term underperformance.

#6 – HDFC NIFTY200 Momentum 30 Index Fund

• Fund Goal: Passive fund replicating the Nifty200 Momentum 30 Index.
• Returns: 1 12 months: -14.09%
• Who Can Make investments:
  • Traders preferring rule-based investing.
  • These with high-risk urge for food.
• Threat Elements:
  • Momentum investing cyclicality.
  • Market timing points.

#7 – Bandhan Nifty200 Momentum 30 Index Fund

• Fund Goal: Present returns equivalent to Nifty200 Momentum 30 Index.
• Returns: 1 12 months: -14.06%
• Who Can Make investments:
  • Momentum buyers.
  • Passive buyers searching for quantitative methods.
• Threat Elements:
  • Sudden pattern reversals.
  • Sector focus danger.

Chances are you’ll like: 10 Mutual Funds with Simply 1.7%  to 9.1% general returns in 5 years.

#8 – Motilal Oswal Nifty 200 Momentum 30 Index Fund

• Fund Goal: Replicates Nifty200 Momentum 30 Index.
• Returns: 1 12 months: -13.93% | 3 12 months: 17.51%
• Who Can Make investments:
  • Traders searching for publicity to high-growth shares via momentum.
  • Lengthy-term aggressive buyers.
• Threat Elements:
  • Sharp falls throughout market corrections.
  • Excessive turnover resulting in prices.

#9 – Samco Flexi Cap Fund

• Fund Goal: Invests throughout giant, mid, and small caps with out restriction.
• Returns: 1 12 months: -13.93% | 3 12 months: 3.25%
• Who Can Make investments:
  • Traders on the lookout for flexibility throughout market caps.
  • Threat-tolerant buyers.
• Threat Elements:
  • Inventory-picking danger.
  • Increased volatility vs. large-cap funds.

#10 – Quant Consumption Fund

• Fund Goal: Invests in corporations benefiting from India’s rising consumption.
• Returns: 1 12 months: -13.87%
• Who Can Make investments:
  • Traders bullish on India’s shopper demand story.
  • Lengthy-term buyers with high-risk urge for food.
• Threat Elements:
  • Slowdown in shopper spending.
  • Inflation impacting margins.
  • Valuation dangers.

Why These Funds Fell — Fast Abstract

• Theme Publicity: Funds concentrated in momentum, PSU, manufacturing, and realty noticed amplified losses.
• World & Home Headwinds: Financial slowdown, excessive rates of interest, and sector-specific challenges.
• Revenue Reserving: After multi-year rallies, buyers booked income.
• Volatility in Cyclical Themes: Manufacturing, realty, and consumption are cyclical and delicate to coverage modifications.

What Ought to Traders Do Now?

• Examine Horizon: In the event you’re long-term (5+ years), short-term falls could also be alternatives.
• Keep away from Over-Focus: Don’t make investments closely in a single sector/theme.
• Examine Friends: Assess whether or not underperformance is fund-specific or sector-wide.
• Selective Entry: Lengthy-term buyers might use dips to build up high quality funds.

Conclusion

The final one 12 months has been turbulent for momentum, PSU, realty, and consumption-oriented funds. Whereas such corrections could be unsettling, they’re a part of market cycles. For disciplined buyers with a long-term view, these downturns can create shopping for alternatives. All the time align fund choice along with your danger urge for food, monetary targets, and time horizon earlier than investing.

Suresh KP is a seasoned monetary professional with over 20 years of expertise. He’s NISM Licensed Funding Adviser and Analysis Analyst. For extra about his experience and certifications, go to About Suresh KP

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