- NBFC goals to scale to 50 areas in a yr with a mix of digital underwriting and native engagement
- Early funding from a Delhi-based household workplace underpins development technique throughout tier 2 and tier 3 markets
Mumbai, September 23, 2025 — Three seasoned monetary providers professionals Mr. Saif Hasan, Mr. Jaspreet Singh, and Mr. Prajit Chandrasekhar have come collectively to launch KreditVenture, a pioneering NBFC devoted to bridging the credit score hole for micro, small, and medium enterprises (MSMEs) in India’s tier 2 and tier 3 cities. The corporate started operations earlier this yr with a give attention to Mortgage Towards Property (LAP), marking the beginning of its secured lending journey.
India’s LAP market is estimated at ₹5.6–7 lakh crore, but a good portion stays underserved. KreditVenture’s strategy is anchored in secured lending, initially focusing on MSMEs and later increasing into used industrial car loans. The mission is to construct a scalable, accountable lending enterprise rooted in robust credit score self-discipline.
Saif Hasan, Founding father of KreditVenture, stated, “We’re dedicated to constructing KreditVenture as a long-term, accountable participant in secured lending. Our focus is on prudent, scalable development throughout Bharat—from LAP to adjoining secured merchandise—anchored in belief, customer-centricity, and self-discipline. We imagine the following section of secured lending development can be led by early movers who drive collaboration by digitally integrating companions throughout the worth chain.’’
At present working in almost ten cities throughout Maharashtra, KreditVenture goals to broaden to fifty areas inside a yr and plans to increase into southern and northern markets quickly, strengthening its presence throughout India’s development corridors.
Sharing his perspective, Jaspreet Singh, Co-Founder stated, “Markets past metros are filled with high-potential entrepreneurs who lack entry to formal credit score. By combining data-driven underwriting with on-ground validation, we bridge this hole.
Our platform digitizes conventional guide processes, enabling micro companies and companions to enhance sourcing, increase effectivity, and unlock new development alternatives.”
What units KreditVenture aside is its mix of high-tech instruments with deep native engagement. Whereas digitized land and earnings data improve underwriting accuracy, we additionally assess household-level earnings streams equivalent to small retailers, tailoring, or seasonal work validated via group references. This mixture of know-how and human perception permits us to increase credit score to these largely excluded from formal finance.
Prajit Chandrasekhar, Founding Associate, added, “Our give attention to secured lending permits accountable development. By integrating actual market information into our assessments, we handle challenges like restricted earnings proof and low monetary literacy in rural areas. Digitized data, mixed with on-ground validation, assist us handle threat transparently and cut back data asymmetry constructing a resilient, accountable NBFC”
The three founders deliver numerous strengths that kind the corporate’s core Saif Hasan, with over twenty years of expertise in monetary providers from main enterprise groups to forging strategic partnerships, Jaspreet Singh, with 20 years of expertise in transaction banking, know-how, and technique, and Prajit Chandrasekhar, with 20 plus years in company and funding banking, fintech, and credit-risk administration.
KreditVenture has already secured early-stage fairness funding from Nikunj Jajodia a Delhi based mostly giant household workplace. The affiliation of such a household workplace displays robust confidence within the firm’s imaginative and prescient and positions KreditVenture for future rounds of capital elevating. Additionally, the corporate has partnered with reputed NBFCs and HFCs—together with DMI Housing Finance, Agrim Housing Finance, and Singularity Credit score World (BHN)—for co-lending and partnership necessities.
With a transparent technique, modern lending mannequin, and a management staff that mixes imaginative and prescient with operational depth, KreditVenture is positioning itself as a next-generation NBFC dedicated to monetary inclusion and entrepreneurship throughout India’s vibrant tier 2 and tier 3 markets.
KreditVenture, a next-generation NBFC based by Mr. Saif Hasan, Jaspreet Singh, and Prajit Chandrasekhar, started its operations with its first disbursement to MSMEs in February 2025.
Targeted on secured lending—primarily loans towards property (LAP)—the corporate targets micro, small, and medium enterprises (MSMEs) throughout key areas in Maharashtra. Our mission is to bridge the credit score hole for underserved enterprise segments by offering clear, environment friendly, and need-based monetary options.
Having secured early-stage funding from a outstanding household workplace, KreditVenture is pushed by a robust management staff and a data-informed credit score strategy. We’re constructing a scalable, strong lending infrastructure that mixes high-touch native engagement with high-tech instruments to handle threat and guarantee asset high quality.
As a part of our development plan, we’re getting ready to broaden into the used industrial car finance section, additional diversifying our secured lending portfolio and strengthening our footprint inside India’s evolving credit score ecosystem.
