Synopsis- Store this Diwali with the bank cards that gives the perfect rewards, cashbacks or festive presents. Discover the perfect bank cards that may make your Diwali buying, extra satisfying and economical.
As Diwali is across the nook and also you is perhaps searching for the right reward to your family members but in addition searching for festive presents? These bank cards will permit you purchase extra and save extra on the identical time. And selecting the perfect bank card is essential, be it for rewards, cashbacks and even festive presents. Right here, allow us to stroll by means of among the finest bank cards you possibly can take into account this Diwali season
1. HDFC Regalia Gold Card
The HDFC Regalia Gold Card is a good possibility, if you happen to want to mix buying rewards with premium journey advantages. It offers 5X reward factors on e-commerce platforms comparable to Nykaa and Reliance Digital, in addition to 4 factors for each ₹150 spent elsewhere.You may take pleasure in a free airport lounge and journey insurance coverage to cowl you if you find yourself away. This card is good for competition customers who additionally journey rather a lot and demand extra out of their bank card than cashback.
- Becoming a member of Price: ₹1,000
- Annual Price: ₹1,000 (waived on spends of ₹2,50,000 per 12 months)
- Predominant festive supply highlights:
- Apple iPhone 17 and 16 Sequence: As much as 10% on the spot cashback plus no-cost EMI choices on newest iPhone fashions.
- Samsung Galaxy Smartphones (S Sequence): As much as 12% low cost and unique cashback presents on flagship Samsung gadgets.
- OnePlus 12 and Nord Sequence: As much as 15% off throughout festive gross sales coupled with accelerated reward factors.
- Sony Bravia 4K Good TVs: Reductions as much as 8-12% plus further cashback on choose fashions.
- Health Trackers and Smartwatches (Apple Watch, Fitbit): As much as 15% off and extra reward factors for wearable purchases
2. Axis Financial institution Ace Credit score Card
The Axis Financial institution Ace Credit score Card is an effective guess if you need a card that may reward you in your each day spending. It additionally provides 5% cashback on Google Pay funds, 4% cashback on invoice funds, and limitless cashback of two% on every other expenditures. This renders it appropriate in excessive frequency digital transactions and frequent buying. This card is good if you find yourself excited by easy cashback advantages with no advanced phrases or co-branded limitations.
- Becoming a member of Price: Nil
- Annual Price: ₹499 (waived on spends of ₹2,00,000 each year)
- Predominant Festive supply highlights:
- Apple- As much as 8% on the spot low cost or cashback on MacBook Air and MacBook Professional fashions.
- Samsung- As much as ₹3,000 cashback on Samsung Galaxy watches and earphones. As much as 10% low cost on Samsung good TVs.
- LG- As much as ₹7,000 on the spot cashback on LG fridges and air conditioners. As much as 8% low cost on LG OLED TV fashions.
- Dell- As much as 10% cashback on laptops and desktops
3. SimplyCLICK Card by SBI Card
If you’re a web-based shopper, the SBI SimplyCLICK Card is an excellent possibility to buy throughout this festive season. You obtain a ten p.c cashback with on-line shops, comparable to Amazon, Myntra, and Flipkart. As well as, they add extra cashback and reductions on the time of competition gross sales.
- Becoming a member of Price: ₹499 (waived on spends of ₹15,000 in 90 days)
- Annual Price: ₹499 (waived on spends of ₹1,00,000 yearly)
- Predominant festive supply highlights:
- iPhone 17- As much as ₹6,000 on the spot cashback and no-cost EMI presents in the course of the festive season.
- Samsung Mobiles- As much as ₹12,000 cashback on Samsung mobiles by means of associate retailers.
- OnePlus Smartphones- Reductions and cashback presents as much as ₹5,000 on choose OnePlus fashions.
- Apple Merchandise (iPads, MacBooks)- As much as ₹10,000 low cost on Apple merchandise together with iPads and MacBooks
Additionally learn: Rise of Co-Branded Credit score Playing cards in India: 6 Fashionable Choices You Can Select in 2025
4. Adani One ICICI Financial institution Platinum Credit score Card
The Adani One Platinum Credit score Card of the ICICI Financial institution can be an ideal alternative because it comes with a easy mixture with the lounge providers the place one can earn reward factors on spending at Adani-operated airports, Practice bookings and at Adani Gasoline, Adani Electrical energy and so forth. The cardholders have entry to unique airport lounge, upgraded service, and gas perks that make touring extra snug and handy.
- Becoming a member of Price: ₹750
- Annual Price: ₹750 (waved on spends of ₹3,00,000 in any 12 months)
- Predominant festive supply highlights:
- Apple- As much as 10-15% on the spot low cost or cashback on iPhone 16 and 17 sequence. Reductions on MacBook Air and MacBook Professional fashions as much as ₹10,000. Gives on Apple Watch with cashback as much as ₹2,000.
- LG- As much as ₹7,000 cashback on fridges and air conditioners. Extra reductions on washing machines and kitchen home equipment.
- Myntra & AJIO (Trend Manufacturers)- As much as 20% low cost on attire, footwear, and equipment in the course of the festive sale.
5. HDFC Millennia Credit score Card
This one is sort of a multi-skilled good friend who can do every part. Amazon, Flipkart, BookMyShow, Myntra and even Zomato provide you with 5% cashback. And within the case you’re into meals supply , 25% of Swiggy orders are on supply. It’s a pleasing prerequisite if you find yourself out buying and don’t actually wish to cook dinner. They’ve this Good EMI on large payments ₹10,000 and above. It’s a handy card if you want cashback whether or not you’re buying or going out to eat.
- Becoming a member of Price: ₹1,000 (waived on spends of ₹20,000 in 90 days)
- Annual Price: ₹1,000 (waived on spends of ₹1,00,000 yearly)
- Predominant festive supply highlights:
- Apple iPhone 17 and 16 Sequence- As much as 10% on the spot cashback plus no-cost EMI choices on newest iPhone fashions.
- Samsung Galaxy Smartphones (S Sequence)- As much as 12% low cost and unique cashback presents on flagship Samsung gadgets.
- OnePlus 12 and Nord Sequence- As much as 15% off throughout festive gross sales coupled with accelerated reward factors.
- Sony Bravia 4K Good TVs- Reductions as much as 8-12% plus further cashback on choose fashions.
- Health Trackers and Smartwatches (Apple Watch, Fitbit)- As much as 15% off and extra reward factors for wearable purchases
6. Amazon Pay ICICI Credit score Card
Are you an Amazon deal-addict then? This card will give you a 5 p.c cashback in case you’re an Amazon Prime member, and three p.c in case you are not. And, further cashback on associate transactions on Amazon Pay, which is actually further financial savings. There isn’t any becoming a member of or annual payment.
7. Flipkart Axis Financial institution Credit score Card
This bank card is tailor-made to enthusiastic Flipkart customers. You may earn cashback of as much as 5 p.c on Flipkart purchases and luxuriate in different advantages on Massive Billion Days and different gross sales festivals. It additionally offers cashback on cost of utility payments and gas making it a helpful card to make use of throughout regular and vacation buying.
- Becoming a member of Price of ₹500 and Annual Price: ₹500 (waived on spends of ₹3,50,000 yearly)
Conclusion
Every of those playing cards contains your buying, consuming, touring and fueling prices. Selecting the suitable combine will put you ready to avoid wasting rather a lot and have some particular privileges in the course of the festive season. And who doesn’t need that, proper?
Written by Jayanth R Pai
