The federal government launched ‘Your Cash, Your Proper’ (‘Aapki Punji, Aapka Adhikar’) on October 4, 2025 by to create consciousness amongst each citizen that their cash is protected they usually can simply get it again. With getting wonderful responses from public, the federal government goes to launch marketing campaign’s second part on October 24, 2025. The marketing campaign is led by the Division of Monetary Companies, and continues until December 2025.
Twenty-two districts in varied states have been chosen, the place consciousness camps and helpdesks will likely be arrange are following:
Goal of the marketing campaign
Via this 3-month marketing campaign authorities goals to tell those that they’ll get better any cash deposited of their title with varied monetary establishments. These embrace:
- Unclaimed fastened deposits in banks
- Insurance coverage
- Mutual fund balances
- Dividends
- Pension dues
The federal government believes that folks’s hard-earned cash, wherever it’s, stays their rightful proprietor.
3A: The pillars behind marketing campaign
All the mission is being carried out utilizing a 3A technique that stands for Consciousness, Entry and Motion.
- Consciousness: Informing individuals about their rights.
- Accessibility: Facilitating straightforward claims.
- Motion: Encouraging monetary establishments to take speedy motion.
This marketing campaign helps the individuals residing in cities throughout the nation are actually capable of entry details about their cash simply.
With this three-month nationwide marketing campaign, consciousness camps will likely be organized each week in numerous states. The Finance Ministry says that hundreds of individuals have already obtained a refund from their previous accounts underneath this initiative, and its advantages will attain tens of millions of individuals. The Division of Monetary Companies shared the knowledge on its social media X account.
On 24 Oct. 2025, the “आपकी पूँजी, आपका अधिकार” marketing campaign will attain 22 districts throughout India as a part of part II of the nation vast consciousness drive!
Led by the Division of Monetary Companies, this 3-month drive empowers residents to reclaim unclaimed deposits, insurance coverage,… pic.twitter.com/T4D5ZSSPqG
— DFS (@DFS_India) October 23, 2025
Declare your cash on-line
A digital help will likely be offered and other people will likely be knowledgeable about the best way to declare their cash on-line. Digital platforms such because the RBI UDGAM portal and different authorities web sites will likely be used for this. Folks can examine if they’ve any unclaimed cash of their title by coming into their PAN, Aadhaar, and financial institution particulars.
The way to file?
- Go to the UDGAM portal (udgam.rbi.org.in).
- Choose your financial institution and enter your PAN or title.
- If there’s any unclaimed cash in your title, the portal will show it. You’ll be able to then fill out the declare kind.
Listed below are some Continuously Requested Questions (FAQs) to make clear widespread queries in regards to the marketing campaign:
What’s the ‘Your Cash, Your Proper’ marketing campaign?
It’s a authorities initiative to assist individuals declare their unclaimed deposits and investments simply.
Who’s main this marketing campaign?
The marketing campaign is led by the Division of Monetary Companies (DFS) underneath the Finance Ministry.
How lengthy will the marketing campaign run?
It can run from October to December 2025.
What kind of cash will be claimed?
Unclaimed financial institution deposits, insurance coverage quantities, mutual fund balances, dividends, and pension dues.
The way to examine the unclaimed cash?
Go to the RBI UDGAM portal (udgam.rbi.org.in) and enter your PAN or title to go looking.
Is there any charge to assert the cash?
No, the method is totally freed from value.
