Life Insurance coverage Company of India (LIC)-owned non-banking finance firm Paisalo Digital on Friday, Could 9, introduced a 25% bounce in standalone internet revenue for the fourth quarter of the monetary yr 2024-2025 (This fall FY25) to ₹45 crore, as towards ₹36 crore within the corresponding interval final yr.
Its internet curiosity earnings (NII), which is the distinction between curiosity earned and expended, for the quarter beneath evaluation got here in at ₹96 crore, 41% increased on a year-on-year (YoY) foundation. Total curiosity earnings was at ₹178.09 crore within the March 2025 quarter, increased than ₹147.73 crore in the identical interval a yr in the past.
GNPA and NNPA stood at 0.99% and 0.76% as at This fall FY 2025 in comparison with 0.21% and 0.02% as at This fall FY 2024. The corporate is constant to enhance its debt administration infrastructure as a mitigation measure, it mentioned in an investor presentation.
Throughout the quarter, Paisalo Digital recorded the highest-ever AUM at ₹5232.8 crore, as towards This fall FY 2024 at ₹4,586 crore, a development of 14.10%.
In This fall, the corporate added a highest-ever 1.52 million clients to its franchise. In FY 2025, the corporate added a report 5.16 million clients to its buyer franchise. The whole buyer franchise stood at 9.45 million as of This fall FY 2025, in comparison with 4.29 million as of This fall FY 2024.
The whole geographic footprint as of FY 2025 stood at 3,565 touchpoints throughout 22 states, in comparison with 2,455 touchpoints within the earlier yr. In This fall, the corporate added 27 new touchpoints. As of FY 2025, the touchpoint break up contains 351 branches, 1,900 distribution factors, and 1,314 Buyer Service Factors (CSPs).
Paisalo Digital Dividend
The Board of Administrators of the corporate advisable a dividend of 10% i.e ₹0.10 per fairness share of face worth of ₹1.00 every for FY25. The dividend advisable by the Board of Administrators is topic to approval of members of the corporate on the ensuing AGM of the corporate, it mentioned.
As of the March 2025 quarter, LIC held 77,59,511 shares of Paisalo Digital, representing a 1.17% stake.
Disclaimer: This story is for instructional functions solely. The views and suggestions made above are these of particular person analysts or broking firms, and never of Mint. We advise buyers to test with licensed specialists earlier than making any funding choices.