PNB’s Q2 revenue will increase by 14% to Rs 4,904 crore

Public sector financial institution Punjab Nationwide Financial institution introduced its Q2FY26 outcomes on Saturday, posting a 14% YoY improve in its revenue after tax (PAT) at Rs 4,904 crore, whereas its internet curiosity revenue (NII) dipped by 0.45% YoY.

The NII stood at Rs 10,469 crore on the finish of the second quarter of FY26, which is down from Rs 10,517 crore in the identical interval final 12 months. The worldwide Web Curiosity Margin (NIM) stood at 2.65% for HY1FY26 and a couple of.60% in Q2 FY26.

PNB’s working revenue for Q2 FY26 stood at Rs 7,227 crore, whereas for the primary half of the fiscal 12 months (HY1FY26), it reached Rs 14,308 crore, registering year-on-year progress of 5.5% and 6.5% respectively.

Asset high quality confirmed indicators of enchancment with the Gross Non-Performing Belongings (GNPA) ratio declining by 103 foundation factors year-on-year to three.45% as of September 2025 from 4.48% a 12 months earlier. The Web NPA (NNPA) ratio dropped by 10 foundation factors to 0.36% from 0.46%. Provision Protection Ratio (together with Technical Write-Offs) improved by 24 foundation factors to 96.91% as of September 2025.

The financial institution’s Return on Belongings (RoA) improved to 1.05% in Q2 FY26 in comparison with 1.02% in the identical quarter final 12 months.

The financial institution’s gross international enterprise grew by 10.6% year-on-year to Rs 27,86,673 crore as of September 2025 from Rs 25,20,246 crore. World deposits elevated 10.9% to Rs 16,17,080 crore in comparison with Rs 14,58,342 crore.World advances have been up 10.1% to Rs 11,69,592 crore, from Rs 10,61,904 crore a 12 months earlier. Retail, Agriculture and MSME (RAM) advances grew by 12.7% to Rs 6,35,417 crore from Rs 5,64,049 crore. The Credit score-Deposit ratio (CD ratio) improved by 124 foundation factors to 72.33% in Q2 FY26 versus 71.09% in Q1 FY26. The Capital to Danger Weighted Belongings Ratio (CRAR) rose to 17.19% from 16.36% within the year-ago interval, reflecting an 83 foundation factors improve.

Additionally learn: HDFC Financial institution Q2 outcomes: Standalone internet revenue rises 11% YoY to Rs 18,641 cr; NII witnesses 5% progress

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