HDFC Financial institution, the nation’s largest personal sector lender, posted a 6.7 per cent year-on-year rise in standalone internet revenue to Rs 17,616 crore for the fourth quarter of FY25.
The financial institution’s internet curiosity earnings (NII) for the quarter rose 10.3 per cent YoY to Rs 32,070 crore. Internet income for the January-March interval stood at Rs 44,090 crore, in comparison with Rs 47,240 crore within the year-ago interval.
HDFC Financial institution’s board has advisable a dividend of Rs 22 per fairness share of face worth Rs 1 for FY25. The file date for the dividend is Friday, June 27, 2025.
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Asset high quality improves sequentially
The gross non-performing asset (GNPA) ratio improved to 1.33 per cent as of March 31, 2025, from 1.42 per cent within the December 2024 quarter. Nonetheless, it was greater than 1.24 per cent reported in the identical interval final yr. Internet NPAs stood at 0.43 per cent, barely down from 0.46 per cent in Q3FY25 however greater than 0.33 per cent a yr in the past.
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Different financials
Different earnings (non-interest income) got here in at Rs 12,030 crore, with price and fee earnings at Rs 8,530 crore, in comparison with Rs 7,990 crore in the identical quarter final yr. Provisions and contingencies fell sharply to Rs 3,190 crore in Q4FY25 from Rs 13,510 crore a yr in the past, which had included floating provisions of Rs 10,900 crore.
Common deposits grew 15.8 per cent YoY to Rs 25.28 lakh crore, whereas common CASA deposits rose 5.7 per cent to Rs 8.29 lakh crore. Gross advances stood at Rs 26.43 lakh crore as of March 31, 2025, up 5.4 per cent YoY, with abroad advances making up 1.7 per cent of the entire.
The financial institution’s Capital Adequacy Ratio (CAR) improved to 19.6 per cent from 18.8 per cent a yr in the past.
Shares of HDFC Financial institution ended 1.5 per cent greater at Rs 1,906.55 on the BSE within the earlier buying and selling session.
