Synopsis: Previously few years, digital funds in India have surged considerably and UPI funds now account for 97.7% of the whole cost transaction worth. This text highlights prime 5 personal sector banks with highest UPI transactions within the month of September 2025.
India is shifting in the direction of digital banking and digital funds with the introduction of UPI funds and money much less transactions. We’re used to just some click on funds by means of varied UPI platforms making it problem free by not carrying money and struggling for change. The best UPI transactions occur in sectors like grocery, eating places, parking, hospital and so on.
High 5 Non-public Sector Banks (PSBs) with Highest UPI Transactions
1. HDFC BANK Ltd
- It’s a main personal sector financial institution in UPI transactions within the month of September with a complete quantity of 1,536.13 million.
- Authorised share of 95.06% and technical decline of 0.01%.
- UPI day by day transaction restrict is Rs. 1 lakh for traditional transactions with most of 20 transactions per day.
- For brand spanking new joiners the restrict is Rs. 5000 for 72 hours.
- Within the month of August the whole quantity of transactions was 1,581.09 million.
2. Kotak Mahindra Financial institution
- It’s the 2nd most personal sector financial institution within the UPI transaction listing within the month of September with a complete quantity of 965.85 million.
- Authorised share of 92.30% and technical decline of 0.10%.
- UPI day by day transaction restrict is Rs. 1 lakh for traditional transactions with most of 10 transactions per day.
- QR code from gallery restrict is Rs. 2000.
- For brand spanking new joiners the restrict is Rs. 5000 for 72 hours.
- Within the month of August the whole quantity of transactions was 978.17 hundreds of thousands.
3. Axis Financial institution Ltd
- It’s the third personal sector financial institution within the UPI transaction listing within the month of September with a complete quantity of 902.48 million.
- Authorised share of 94.95% and technical decline of 0.01%.
- UPI day by day transaction restrict is Rs. 1 lakh for traditional transactions with most of 20 transactions per day.
- For brand spanking new joiners the restrict is Rs. 5000 for 72 hours.
- Within the month of August the whole quantity of transactions was 902. 87 million.
Additionally learn: RBI Launches Offline Digital Rupee: Make Funds Even With out Web
4. ICICI Financial institution Ltd
- It’s the 4th personal sector financial institution within the UPI transaction listing within the month of September with a complete quantity of 730.11 million.
- Authorised share of 95.92% and technical decline of 0.01%.
- UPI day by day transaction restrict is Rs. 1 lakh for traditional transactions with most of 20 transactions per day.
- For brand spanking new joiners the restrict is Rs. 5000 for 72 hours.
- Within the month of August the whole quantity of transactions was 752.78 million.
5. Airtel Funds Financial institution Ltd
- It’s the fifth personal sector financial institution within the UPI transaction listing within the month of September with a complete quantity of 626.60 million.
- Authorised share of 84.66% and technical decline of 0.23%.
- UPI day by day transaction restrict is Rs. 1 lakh for traditional transactions by means of UPI platforms like Google Pay, Phonepe
- Within the month of August the whole quantity of transactions was 637.23 million.
September and August Comparability Information
| BANKS | AUGUST (quantity in million ) | SEPTEMBER (quantity in million) |
| HDFC Financial institution Ltd | 1,581.09 | 1,536.13 |
| Kotak Mahindra Financial institution | 978.17 | 965.85 |
| Axis Financial institution Ltd | 902.87 | 902.48 |
| ICICI Financial institution Ltd | 752.78 | 730.11 |
| Airtel Fee Financial institution Ltd | 637.23 | 626.60 |
Conclusion
These days all of the retail outlets, grocery shops, transportation, on-line purchasing and varied different sectors in India are preferring funds by means of UPI and fewer of money. Indian digital cost and banks are booming with buyer transactions being made in hundreds of thousands each day throughout India. HDFC financial institution is main within the UPI transaction sector.
Written by Soumya M
