Kotak Mahindra Financial institution Q2 replace: Avg deposits up 14% YoY, avg web advances rise 15%

Kotak Mahindra Financial institution launched its provisional monetary figures for the second quarter ended September 30, reporting a year-on-year (YoY) progress of 14.4% in common whole deposits, which stood at Rs 5,10,138 crore. The financial institution additionally posted a 14.6% YoY progress in its common web advances.

In the identical interval final 12 months, the typical whole deposits have been Rs 4,46,110 crore. On a sequential foundation, the typical deposits rose by 3.7% in comparison with Rs 4,91,998 crore within the June 2025 quarter.

The financial institution’s common web advances amounted to Rs 4,47,809 crore for the September 2025 quarter. This compares with Rs 3,90,590 crore in the identical quarter a 12 months in the past. On a quarter-on-quarter foundation, common web advances grew by 4% from Rs 4,30,449 crore within the June 2025 quarter.

As per the info, web advances on the finish of the interval stood at Rs 4,62,552 crore as of September 30, 2025, reflecting a 15.8% enhance over Rs 3,99,522 crore recorded on the finish of September 2024. In comparison with the earlier quarter ended June 30, 2025, the place web advances stood at Rs 4,44,823 crore, the expansion was 4.0%.

Present Account and Financial savings Account (CASA) balances at interval finish have been reported at Rs 2,23,791 crore as of September 30, 2025. This represents an 11.2% enhance over Rs 2,01,275 crore in the identical interval final 12 months and a 6.7% enhance over Rs 2,09,645 crore within the June 2025 quarter.

The typical CASA deposits in the course of the September 2025 quarter stood at Rs 1,98,250 crore, up 6.2% from Rs 1,86,676 crore a 12 months in the past, and up 3.3% from Rs 1,91,995 crore within the previous quarter.The overall deposits on the finish of the September 2025 quarter stood at Rs 5,28,776 crore, which marks a 14.6% enhance in comparison with Rs 4,61,454 crore as of September 30, 2024. In comparison with the June 2025 quarter-end determine of Rs 5,12,838 crore, this displays a 3.1% quarter-on-quarter progress.On Friday, Kotak Mahindra Financial institution shares closed 1.8% larger at Rs 2,100.90 on the BSE.

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