LIC This autumn FY25 Outcomes: Life Insurance coverage Company (LIC), the nation’s largest insurance coverage supplier, on Tuesday reported a standalone internet revenue of Rs 19,012.8 crore for the quarter ended March 31, marking a 38.1 per cent soar over the corresponding interval a yr in the past that beat analysts’ estimates.
Its internet premium earnings—a key measure of an insurer’s income stream—declined 3.1 per cent on a year-on-year foundation to Rs 1,47,585.6 crore, in keeping with a regulatory submitting.
Whereas the quarterly revenue exceeded analysts’ expectations, the premium earnings failed to fulfill the mark.
In accordance with Zee Enterprise analysis, LIC was estimated to report a standalone internet revenue of Rs 14,800 crore with a internet premium earnings of Rs 1,48,300 crore.
As of March 31, LIC’s solvency ratio stood at 2.11 as towards 1.98 a yr in the past, the corporate stated in a press release.
A solvency ratio determines the flexibility of an insurance coverage enterprise to fulfill its monetary obligations in the long run.
For the monetary yr, the corporate’s worth of latest enterprise (VNB) elevated 4.47 per cent to Rs 10,011 crore whereas VNB margin improved by 80 foundation factors to 17.6 per cent.
LIC This autumn FY25 Earnings | Administration commentary
FY25 was “very thrilling and difficult” yr, stated Siddhartha Mohanty, CEO and MD, LIC. “After registering a really robust efficiency within the first six months, we needed to redesign and relaunch merchandise to adjust to regulatory adjustments. Nonetheless, we’re very pleased to state that this yr, we’ve achieved many milestones. First, we’ve achieved Particular person New Enterprise Premium of Rs 62,495 crore, in a single yr. Second, our Web VNB for the yr is Rs 10,011 crore, i.e. over Rs 10,000 crore for the primary time,” stated Mohanty.
“Third, our VNB margin is steadily on the rise, reaching 17.6 per cent as at thirty first March 2025. Fourth, our technique to extend Non Par share is additional getting consolidated. This yr, Non Par APE share inside the particular person enterprise has risen to 27.69 per cent. Lastly, we’re proud to say that we’ve declared bonus of Rs 56,190.24 crore to policyholders. We’re grateful to all our stakeholders for his or her assist and religion in us,” the CEO added.
Mohanty additionally stated the corporate stays dedicated to delivering “worthwhile progress as we transfer forward in our journey post-listing”.
LIC dividend per share
LIC introduced a report dividend of Rs 12 per fairness share for FY25, marking its highest ever quarterly dividend. That was a 120 per cent payout given the face worth of Rs 10 per fairness share.
Learn extra on LIC dividend payout
LIC share worth information
Earlier on Tuesday, LIC shares—traded with the smbol LICI on bourses BSE and NSE—edged up 0.1 per cent to finish at Rs 871.1 apiece on BSE.
At this degree, the LIC inventory has declined 2.9 per cent thus far this yr, underperforming a 4.6 per cent rise within the headline Nifty 50 index.
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