SBI Playing cards and Cost Companies is ready to announce its unaudited monetary outcomes for the second quarter (Q2) of fiscal 12 months 2026 on Friday, October 24, 2025. The corporate’s Board of Administrators will meet to think about and approve the outcomes for the quarter and half-year ended September 30, 2025.
SBI Playing cards Q2 Outcomes FY26: preview, expectations
Based on Zee Enterprise analysis, SBI Card is anticipated to submit a robust set of numbers in Q2FY26, led by increased spending volumes and improved asset high quality. The corporate’s revenue after tax (PAT) is estimated to rise 48 per cent year-on-year to round Rs 600 crore, in comparison with Rs 404 crore in the identical interval final 12 months. Internet curiosity earnings (NII) is prone to enhance 14.5 per cent YoY to Rs 1,720 crore from Rs 1,502 crore.
Asset high quality seen bettering
The gross non-performing property (GNPA) ratio is anticipated to enhance barely to three per cent from 3.1 per cent within the earlier quarter, whereas internet non-performing property (NNPA) could decline to 1.3 per cent from 1.4 per cent sequentially. Enchancment in provisions and price of funds is prone to assist profitability through the quarter.
Analysis anticipates wholesome card sourcing and better spending volumes, supported by early festive season demand. The corporate’s mortgage e book is projected to develop by round 8 per cent sequentially, whereas retail spending and total steadiness sheet growth are additionally anticipated to indicate power.
Q1 efficiency recap
Within the earlier quarter (Q1 FY26), SBI Card reported a 6 per cent YoY decline in revenue to Rs 556 crore, whereas whole income grew 12 per cent YoY to Rs 5,035 crore. Curiosity earnings rose 11 per cent YoY to Rs 2,493 crore, and payment earnings jumped 13 per cent to Rs 2,384 crore. The steadiness sheet measurement stood at Rs 66,009 crore as of June 30, 2025, in comparison with Rs 65,546 crore as of March 31, 2025.
